35 Nichols Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 35 Nichols Rd, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,068 sqft · built 1935
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$1,070,000 (Nov 2022)
Tax Bill	$11,850 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0230006100000`

Property Details

APN / Parcel Number

Primary APN	`M:0230006100000`
Alternative APN	`NEED M:023.0 B:0061 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,068 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,068 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	35 NICHOLS RD
City	NEEDHAM
State	MA
Zip	02492-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	61
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	6
Census Block	6002
Census Tract	403100

Owner

Source: Norfolk County and Needham Town records · APN M:0230006100000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 NICHOLS RD, NEEDHAM, MA 02492-3834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2022 · Amount on Record
Deed Sale	Nov 09, 2022 · Amount on Record
Prior Sale	Sep 03, 2004 · Amount on Record
Deed Document Number	202295953
Deed Book / Page	40912 / 504
Transfer Doc	0000014130
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Nov 09, 2022
Property Address	35 NICHOLS RD, NEEDHAM, MA 02492-3834
Document Number	040912-504
Book / Page	40912 / 504
Instrument Date	Nov 09, 2022
Instrument	95953
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 NICHOLS RD, NEEDHAM, MA 02492-3834

Mortgage

Document Number	0000095954
Date	Nov 09, 2022
Instrument	95954

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Dec 01, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,850.00 (+23.42%)	$1,117,900 (+51.83%) Land $768,000 Building $349,900	$1,307,390 (+4.33%)
2024			$1,253,145
2023	$9,601.00	$736,300 Land $565,400 Building $170,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214031006, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2023 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50

Based on FCC filings for 583 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3199000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.