35 Nathaniel Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 35 Nathaniel Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,264 sqft · built 1950
Lot Size	0.152 acres (6,634 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Sep 2021)
Tax Bill	$12,765 (2026)
Deeds & Mortgages	Feb 2021 Refinance Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`WINC M:011 B:0235 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:011 B:0235 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	2,583 sqft
Basement Area	648 sqft
Unfinished Basement	162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,634 sqft (0.152 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	35 NATHANIEL RD
City	WINCHESTER
State	MA
Zip	01890-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Subdivision	PLAN 2216E
Legal Block	235
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2000
Census Tract	338100

Owner

35 Nathaniel Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 NATHANIEL RD, WINCHESTER, MA 01890-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 13, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BK
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Dec 30, 2010 · Amount on File
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	35 NATHANIEL RD, WINCHESTER, MA 01890-1219
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001870986
Date	Feb 24, 2021
Instrument	1870986

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Sep 13, 2021
Property Address	35 NATHANIEL RD, WINCHESTER, MA 01890-1219
Document Number	1893236
Instrument Date	Sep 13, 2021
Instrument	1893236
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 NATHANIEL RD, WINCHESTER, MA 01890-1219

Mortgage

Document Number	1893237
Date	Sep 13, 2021
Instrument	1893237

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	35 NATHANIEL RD, WINCHESTER, MA 01890-1219
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1870986
Date	Feb 24, 2021
Instrument	1870986

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	35 NATHANIEL RD, WINCHESTER, MA 01890-1219
Document Number	0000024256
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 NATHANIEL RD WINCHESTER MA 018901219, WINCHESTER, MA 01890-1219

Mortgage

Document Number	0000024256
Date	Sep 25, 2019
Instrument	24256

Lender

Name	CENTURY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 24, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	35 NATHANIEL RD, WINCHESTER, MA 01890-1219
Document Number	0000012524
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 NATHANIEL RD WINCHESTER MA 018901219, WINCHESTER, MA 01890-1219

Mortgage

Document Number	0000012524
Date	May 3, 2019
Instrument	12524

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 2, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 35 Nathaniel Rd was $12,765, up 10,194.4% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,765.00 (+10,194.35%)	$1,152,100 (+2.38%) Land $563,900 Building $588,200	$1,251,806 (+4.58%)
2025	$124.00 (-98.89%)	$1,125,300 (+14.09%) Land $563,900 Building $561,400	$1,197,000
2024	$11,175.00 (+2.62%)	$986,300 (+6.87%) Land $459,700 Building $526,600
2023	$10,890.00	$922,900 Land $413,700 Building $509,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Nathaniel Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Nathaniel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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