Erie County and Amherst Town property record for 35 Naples Cir, Buffalo, NY 14228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 2010 |
| Lot Size | 0.081 acres (3,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Aug 2021) |
| Tax Bill | $5,644 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 142289 26.14-1-23 |
| Primary APN | 142289 26.14-1-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 616 sqft |
| 2nd Floor Area | 784 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,535 sqft (0.081 acres) |
| Lot Dimensions | 100 ft deep x 34.6 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 35 NAPLES CIR |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14228-1675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2415 115 SUNSET ESTATES, PT2 41 12 7 |
| Legal Subdivision | SUNSET ESTATES PART 2 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 9107 |
35 Naples Cir is owned and occupied by two individuals who bought it in August 2021.
Source: Erie County and Amherst Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 NAPLES CIR, BUFFALO, NY 14228-1675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit UKRAINIAN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on File |
| Deed Sale | Aug 12, 2021 · Amount on File |
| Prior Sale | Jan 21, 2011 · Amount on File |
| Deed Document Number | 2021159724 |
| Deed Book / Page | 11385 / 3769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 12, 2021 |
| Property Address | 35 NAPLES CIR, BUFFALO, NY 14228-1675 |
| Document Number | 0113853769 |
| Book / Page | 11385 / 3769 |
| Map Reference | DOC 2415 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021159724 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 887 MEADOW DR, NORTH TONAWANDA, NY 14120-3434 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 42 ELMWOOD AVE, BUFFALO, NY 14201-2019 |
| Investor | Possibly a Property Investor |
| Document Number | 0140095624 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 14009/5624 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 35 NAPLES CIR, BUFFALO, NY 14228-1675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 35 NAPLES CIR, NORTH TONAWANDA, NY 14120 |
| Document Number | 0139550777 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 13955/777 |
| Instrument | 2020150903 |
| Name | UKRAINIAN FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 35 Naples Cir was $5,644, up 102.5% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Sweet Home Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,644.00 (+102.51%) | ||
| 2025 | $2,787.00 (-62.46%) | $297,000 (-) Land $60,000 Building $237,000 | $300,000 (+1.01%) Land $60,606 Building $239,394 |
| 2024 | $7,424.00 | $297,000 (+63.19%) Land $60,000 Building $237,000 | $297,000 (+1.18%) Land $60,000 Building $237,000 |
| 2023 | $182,000 Land $39,000 Building $143,000 | $293,548 Land $62,903 Building $230,645 | |
| 2019 | $4,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Naples Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Naples Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA AMHERST serves 92,697 people · EPA ID NY1400399 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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