35 Moore Rd, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 35 Moore Rd, Saranac, NY 12981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,183 sqft · built 1900
Lot Size	9.9 acres (431,244 sqft)
Owner	Individual Name on Record
Last Sale	$41,600 (Mar 2005)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Sep 2023 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094489 251.-1-3.1`

Property Details

APN / Parcel Number

Primary APN	`094489 251.-1-3.1`
Alternative APN	`448925100000010030010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	873 sqft
Upper Floors Area	310 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	431,244 sqft (9.9 acres)
Garage Type	Detached
Garage Area	899 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	35 MOORE RD
City	SARANAC
State	NY
Zip	12981-2685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.001
Jurisdiction	CLINTON NY
Township / Civil Division	SARANAC
Census Block Group	2
Census Block	2027
Census Tract	103800

Owner

Source: Clinton County and Saranac Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 EMERY RD, MOOERS FORKS, NY 12959-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW YORK AFFORDABLE HOUSING CORP
Mar 8, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2005 · Amount on Record
Deed Sale	Mar 7, 2005 · Amount on Record
Prior Sale	Mar 7, 2005 · Amount on Record
Deed Book / Page	20051 / 80291
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	35 MOORE RD, SARANAC, NY 12981-2685
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333354
Date	Sep 5, 2023
Instrument	20230-00333354

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	35 MOORE RD, SARANAC, NY 12981-2685
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000316594
Date	Jun 14, 2021
Instrument	20210-00316594

Lender

Name	NEW YORK AFFORDABLE HOUSING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Mar 8, 2019
Property Address	35 MOORE RD, SARANAC, NY 12981-2685
Document Number	0000299801
Instrument Date	Feb 11, 2019
Instrument	299801
Transaction Type	Transfer
Record Updated	Mar 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MOORE RD SARANAC NY 129812685, SARANAC, NY 12981-2685

Tax Assessment & Valuation

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Saranac Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00	$129,000 (-) Land $36,700 Building $92,300	$139,700 (+8.29%) Land $39,744 Building $99,956
2023		$129,000 Land $36,700 Building $92,300	$129,000 Land $36,700 Building $92,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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