35 Mill St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 35 Mill St, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 5,416 sqft · built 1900
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jun 2026)
Tax Bill	$6,866 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72.700.0460`

Property Details

APN / Parcel Number

Primary APN	`72.700.0460`
Alternative APNs	`51271` `54239` `56548`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,416 sqft Living Area
Gross Area	3,151 sqft
Attic	Attic
Attic Area	853 sqft
Basement Area	1,895 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Detached
Garage Area	748 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	56548
Street Address	35 MILL ST
City	ZUMBROTA
State	MN
Zip	55992-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED LAND 1.90 AC DOC#714184 PT OF SE1/4 SEC 25-110-16 & PT OF LOT 1 IN NE1/4 SEC 36-110-16 SEE INDEX CARD 165 ID# 22-05
Legal Subdivision	UNPLATTED LAND
Legal Lot Number	1
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	3
Census Block	3011
Census Tract	80900

Owner

35 Mill St is owned and occupied by an individual who bought it in June 2026.

Source: Goodhue County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	35 MILL ST, ZUMBROTA, MN 55992-1239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Feb 18, 2022	Limited Warranty Deed, Transfer
Jul 22, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Deed Document Number	2026714184
Prior Transfer Date	Jul 22, 2024
Prior Transfer Doc	000A700283
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Jun 26, 2026
Property Address	35 MILL ST, ZUMBROTA, MN 55992-1239
Document Number	0000714184
Instrument Date	Jun 17, 2026
Instrument	2026714184
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 MILL ST, ZUMBROTA, MN 55992-1239

Mortgage

Document Number	0000714185,
Date	Jun 26, 2026
Instrument	2026714185

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	35 MILL ST, ZUMBROTA, MN 55992-1239
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000679168
Date	Sep 22, 2021
Instrument	679168

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Feb 18, 2022
Property Address	35 MILL ST, ZUMBROTA, MN 55992-1239
Document Number	0000683272
Instrument Date	Feb 11, 2022
Instrument	683272
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 MILL ST, ZUMBROTA, MN 55992-1239

July 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GOODHUE MN
Recording Date	Jul 22, 2024
Property Address	35 MILL ST, ZUMBROTA, MN 55992-1239
Document Number	000A700283
Instrument Date	Jul 17, 2014
Instrument	A700283
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MILL ST, ZUMBROTA, MN 55992-1239

Tax Assessment & Valuation

The 2026 property tax bill for 35 Mill St was $6,866 with a homeowner's exemption.

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,866.00 Homeowner's exemption	$495,600 (+4.03%) Land $79,400 Building $416,200	$495,600 (+4.03%) Land $79,400 Building $416,200
2025		$476,400 Land $78,500 Building $397,900	$476,400 Land $78,500 Building $397,900
2024	$6,816.00 (+6.97%)
2023	$6,372.00 Homeowner's exemption	$459,700 Land $78,500 Building $381,200	$459,700 Land $78,500 Building $381,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Mill St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire, Minnesota WiFi.

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