Monmouth County and Middletown Township property record for 35 Michael Dr, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,249 sqft · built 1956 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $975,000 (Sep 2025) |
| Tax Bill | $14,615 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00634-0000-00007 |
| Primary APN | 32-00634-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,249 sqft Living Area |
| 1st Floor Area | 3,249 sqft |
| Upper Floors Area | 1,251 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 175 ft deep x 120 ft wide |
| Terrain | Rolling |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 318 sqft |
| Patio Area | 195 sqft |
| Sewer | Connected |
|---|
| Account Number | 10425 |
|---|---|
| Street Address | 35 MICHAEL CT |
| City | MILLSTONE TOWNSHIP |
| State | NJ |
| Zip | 08510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | MONTEREY MANOR AMD |
| Legal Block | 634 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 800800 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 MICHAEL DR, MIDDLETOWN, NJ 07748-2705 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 9, 2025 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Sep 3, 2025 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MTG |
| May 22, 2020 | Grant Deed, Transfer · Conventional Mortgage ADVISORS MTG |
| Mar 28, 2017 | Grant Deed, Construction Loan · Line of Credit LOAN FUNDER LLC SERIES 1436 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 202570039 |
| Deed Book / Page | 9754 / 5282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 35 MICHAEL DR, MIDDLETOWN, NJ 07748-2705 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0097416845 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 9741/6845 |
| Instrument | 2025044984 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 3, 2025 |
| Property Address | 35 MICHAEL DR, MIDDLETOWN, NJ 07748-2705 |
| Document Number | 0097545282 |
| Book / Page | 9754 / 5282 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025070039 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 ROCKLAND ST, BARNEGAT, NJ 08005-3390 |
| Name | Verified Name |
|---|---|
| Address | 35 MICHAEL DR, MIDDLETOWN, NJ 07748-2705 |
| Document Number | 2025070040 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2025070040 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 35 MICHAEL DR, MIDDLETOWN, NJ 07748-2705 |
| Document Number | 0000015161 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 MICHAEL DR MIDDLETOWN NJ 077482705, MIDDLETOWN, NJ 07748-2705 |
| Document Number | 0000015161 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 009477/001834 |
| Instrument | 15161 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 22, 2020 |
| Property Address | 35 MICHAEL DR, MIDDLETOWN, NJ 07748-2705 |
| Document Number | 0000054112 |
| Book / Page | 009415 / 007927 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 54112 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 MICHAEL DR MIDDLETOWN NJ 077482705, MIDDLETOWN, NJ 07748-2705 |
| Document Number | 54113 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 009415/007970 |
| Instrument | 54113 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 28, 2017 |
| Property Address | 35 MICHAEL DR, MIDDLETOWN, NJ 07748-2705 |
| Document Number | 0000032528 |
| Book / Page | 009219 / 004696 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 32528 |
| Transaction Type | Construction Loan |
| Record Updated | May 17, 2017 |
| Title Company | GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 MALKA WAY LAKEWOOD NJ 087011173, LAKEWOOD, NJ 08701-1173 |
| Document Number | 32529 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 009219/004703 |
| Instrument | 32529 |
| Name | LOAN FUNDER LLC SERIES 1436 |
|---|---|
| Address | NEW YORK, NY 10019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 27, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $964,900 (+6.56%) Land $413,100 Building $551,800 | $964,900 (+6.56%) Land $413,100 Building $551,800 | |
| 2025 | $14,615.00 (+4.58%) | $905,500 (+32.07%) Land $358,700 Building $546,800 | $905,500 (+32.07%) Land $358,700 Building $546,800 |
| 2024 | $13,975.00 (+16.31%) | ||
| 2023 | $685,600 Land $285,100 Building $400,500 | $685,600 Land $285,100 Building $400,500 | |
| 2022 | $12,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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