35 Martin Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 35 Martin Mill Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,875 sqft · built 1997
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Nov 2022)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-9442-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-9442-4`
Alternative APNs	`19-4N-25-0000-0006-0040` `25N419000000060040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	1,875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	152,460 sqft (3.5 acres)
Porch	Finished/Open Porch
Porch Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35 MARTIN MILL RD
City	BAKER
State	FL
Zip	32531-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SEC S 1082.40FT E 698.28FT S 1557.6FT E 50FT TO POB E 247.19FT N 617FT W 247.10FT S 617FT TO POB
Legal Range	25W
Legal Township	04N
Legal Section	19
Legal Block	6
Legal Lot Number	40
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3078
Census Tract	20102

Owner

Source: Okaloosa County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 MARTIN MILL RD, BAKER, FL 32531-8227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FEDERAL CREDIT UNION
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Oct 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	20223592739
Deed Book / Page	3652 / 2838
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0033713664
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jul 31, 2026
Property Address	35 MARTIN MILL RD, BAKER, FL 32531-8227
Document Number	0003830722
Instrument Date	Jul 13, 2026
Instrument	20263830722
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MARTIN MILL RD, BAKER, FL 32531-8227

Mortgage

Document Number	0003830722,
Date	Jul 31, 2026
Instrument	20263830722

Lender

Name	EGLIN FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 23, 2022
Property Address	35 MARTIN MILL RD, BAKER, FL 32531-8227
Document Number	0036522838
Book / Page	3652 / 2838
Instrument Date	Nov 23, 2022
Instrument	3592739
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5344 WILLOW OAK DR, PACE, FL 32571-6279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MARTIN MILL RD, BAKER, FL 32531-8227

Mortgage

Document Number	0036522840
Date	Nov 23, 2022
Instrument	3652/2840

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Oct 19, 2018
Property Address	35 MARTIN MILL RD, BAKER, FL 32531-8227
Document Number	0033713664
Book / Page	3371 / 3664
Instrument Date	Oct 15, 2018
Instrument	3238662
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	CLEAR TITLE OF NORTHWEST FLO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7071 HWY, 7071, BAKER, FL 32531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MARTIN MILL RD, BAKER, FL 32531-8227

Mortgage

Document Number	0003238663
Date	Oct 19, 2018
Instrument	3238663

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2033

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (+7.43%) Homeowner's exemption	$227,535 (+7.12%)	$256,857 (+6.71%) Land $27,730 Building $229,127
2023	$1,804.00 (+75.83%) Homeowner's exemption	$212,417 (+62.77%)	$240,715 (-1.82%) Land $23,559 Building $217,156
2022	$1,026.00 Homeowner's exemption	$130,499 Land $9,655 Building $120,844	$245,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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