Otsego County and Laurens Town property record for 35 Main St, Laurens, NY 13796
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,800 sqft · built 1902 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jul 2022) |
| Tax Bill | $2,635 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363401 240.15-2-36.00 |
| Primary APN | 363401 240.15-2-36.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,800 sqft Total Area |
| 1st Floor Area | 1,900 sqft |
| 2nd Floor Area | 1,900 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Width | 60 ft Width |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 015700 |
|---|---|
| Street Address | 35 MAIN ST |
| City | LAURENS |
| State | NY |
| Zip | 13796-1117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 07 - MIXED |
| Legal Block | 2 |
| Legal Lot Number | 36.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | LAURENS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 591402 |
35 Main St, a duplex, is owned by an individual who bought it in July 2022.
Source: Otsego County and Laurens Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 MORSE ST, ONEONTA, NY 13820-2272 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on File |
| Deed Sale | Jul 20, 2022 · Amount on File |
| Prior Sale | Nov 11, 2005 · Amount on File |
| Deed Document Number | 20223949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 20, 2022 |
| Property Address | 35 MAIN ST, LAURENS, NY 13796 |
| Document Number | 0000000949 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022-3949 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 MORSE ST, ONEONTA, NY 13820-2272 |
| Document Number | 0000000950 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022-3950 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 35 Main St was $2,635, down 35.1% from the year before.
Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Laurens Town |
| Municipality | Laurens Village |
| Unified School District | Laurens Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,635.00 (-35.08%) | ||
| 2025 | $4,059.00 | $80,800 Land $12,500 Building $68,300 | $121,504 Land $18,797 Building $102,707 |
| 2023 | $80,800 Land $12,500 Building $68,300 | $107,533 Land $16,636 Building $90,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS VILLAGE serves 381 people · EPA ID NY3800151 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Copper | 1.6 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: OEConnect.
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