Whatcom County property record for 35 Lost Fork Ln, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,908 sqft · built 2019 |
| Lot Size | 0.126 acres (5,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $547,472 (Jan 2023) |
| Tax Bill | $5,362 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370406-281240-0000 |
| Primary APN | 370406-281240-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,446 sqft |
| 1st Floor Area | 607 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,504 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Deck Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 30462 |
|---|---|
| Street Address | 35 LOST FORK LN |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 5 LOT 115 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 06 |
| Legal Subdivision | SUDDEN VALLEY DIV 5 |
| Legal Block | 1 |
| Legal Lot Number | 115 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 809 |
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF BOZEMAN |
| Dec 26, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Jan 20, 2023 | Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Oct 22, 2021 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Mar 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANNER BK |
| Jun 26, 2018 | Warranty Deed, Construction Loan · Construction Mortgage WASHINGTON FED'L SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on Record |
| Deed Sale | Jan 20, 2023 · Amount on Record |
| Prior Sale | Oct 22, 2021 · Amount on Record |
| Deed Document Number | 20231165 |
| Last Transfer Date | Apr 17, 2025 |
| Transfer Doc | 0000001480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0001202046 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021-1202046 |
| Name | BANK OF BOZEMAN |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59718 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Mar 12, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 26, 2025 |
| Property Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Document Number | 0001202345 |
| Map Reference | VOL 10 PG 48-50 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 2025-1202345 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Document Number | 0001202346 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025-1202346 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 20, 2023 |
| Property Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Document Number | 0000101165 |
| Map Reference | VOL 10 PG 48-50 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023-0101165 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4449 WHITE EAGLE CIR, BOZEMAN, MT 59715-0604 |
| Name | Verified Name |
|---|---|
| Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Investor | Possibly a Property Investor |
| Document Number | 0000101166 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023-0101166 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 22, 2021 |
| Property Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Document Number | 0001003546 |
| Map Reference | VOL 10 PG 48-50 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021-1003546 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,963.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4449 WHITE EAGLE CIR, BOZEMAN, MT 59715-0604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 22, 2019 |
| Property Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Document Number | 2190301995 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 301995 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,589.22 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1864 DUCHESS AVE BELLINGHAM WA 98229, BELLINGHAM, WA 98229 |
| Document Number | 2190301996 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 301996 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 26, 2018 |
| Property Address | 35 LOST FORK LN, BELLINGHAM, WA 98229-7803 |
| Document Number | 2180602857 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 602857 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 11, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $539.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1590 KATHRYN LN BELLINGHAM WA 982293402, BELLINGHAM, WA 98229-3402 |
| Document Number | 2180602858 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 602858 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | SEATTLE, WA 98101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,362.00 (+2.76%) | $588,532 (+0.88%) Land $136,944 Building $451,588 | $588,532 (+0.88%) Land $136,944 Building $451,588 |
| 2024 | $5,218.00 (+42.14%) | $583,375 (+16%) Land $135,744 Building $447,631 | $583,375 (+16%) Land $135,744 Building $447,631 |
| 2022 | $502,924 Land $117,024 Building $385,900 | $502,924 Land $117,024 Building $385,900 | |
| 2021 | $3,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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