35 Lone Pine Dr, Mill Spring, NC 28756 Property Records

Polk County property record for 35 Lone Pine Dr, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,883 sqft · built 2002
Lot Size	24.9 acres (1,087,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$707,000 (Mar 2018)
Tax Bill	$4,208 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P56-28`

Property Details

APN / Parcel Number

Primary APN	`P56-28`
Alternative APN	`55859`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,883 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	1,087,258 sqft (24.9 acres)
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55859
Street Address	35 LONE PINE DR
City	MILL SPRING
State	NC
Zip	28756-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	24.96 ACRES, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2001
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 LONE PINE DR, MILL SPRING, NC 28756-5613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 15, 2018	Warranty Deed, Transfer HIGHLANDS RESIDENTIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on Record
Deed Sale	Mar 15, 2018 · Amount on Record
Prior Sale	Sep 16, 2004
Deed Document Number	20184689520003
Deed Book / Page	432 / 476
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	35 LONE PINE DR, MILL SPRING, NC 28756-5613
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00465/1024
Date	Nov 29, 2021
Book Page	465/1024

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	35 LONE PINE DR, MILL SPRING, NC 28756-5613
Transaction Type	Mortgage
Record Updated	Nov 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	453/635
Date	Oct 23, 2020
Book Page	453/635

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 15, 2018
Property Address	35 LONE PINE DR, MILL SPRING, NC 28756-5613
Document Number	000432/476
Book / Page	432 / 476
Instrument Date	Mar 12, 2018
Instrument	004689520003
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3126, HUNTINGTON, WV 25702-0126

Mortgage

Document Number	0000000432/0000000479
Date	Mar 15, 2018
Book Page	0000000432/0000000479
Instrument	004689530009

Lender

Name	HIGHLANDS RESIDENTIAL

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,208.00	$824,531 (-) Land $105,520 Building $719,011	$978,141 (-) Land $259,130 Building $719,011
2025	$4,208.00 (+8.9%)	$824,531 (+36.49%) Land $105,520 Building $719,011	$978,141 (+43.97%) Land $259,130 Building $719,011
2023	$3,864.00	$604,075 Land $75,704 Building $528,371
2021			$679,421 Land $151,050 Building $528,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

No cell data coverage reported

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