35 Locust Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 35 Locust Dr, Mastic Beach, NY 11951

Property Summary

Property TypeSingle Family Home
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$319,000 (Oct 2025)
Tax Bill$4,318 (2024)
Deeds & MortgagesMar 2023 Mortgage
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN0200-982.10-12.00-023.000

Property Details

APN / Parcel Number

Primary APN0200-982.10-12.00-023.000
Alternative APNs
  • 472289 982.10-12-023.000
  • 0209030000600023000
  • 00004319310
  • 4319310

Exterior

Lot Area3,920 sqft (0.09 acres)
View / LotWaterfront

Location & Zoning

Account Number4319310
Street Address35 LOCUST DR
CityMASTIC BEACH
StateNY
Zip11951-7105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMAP OF MASTIC BEACH
Legal Block2101
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group3
Census Block3044
Census Tract159516

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 CRESCENT ST, MASTIC, NY 11950-1801
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
TD BANK NA
Oct 1, 2025Deed, Transfer · Conventional Mortgage
VALLEY NATIONAL BANK
Jul 6, 2021Deed, Transfer
Aug 15, 2017Grant Deed, Transfer · FHA Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Prior SaleJul 6, 2021 · Amount on Record
Deed Book / Page13311 / 496
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address35 LOCUST DR, MASTIC BEACH, NY 11951-7105
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234910361
DateMar 14, 2023
Book Page23491/361
Lender
NameTD BANK NA
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term217 Months
DueApr 1, 2041

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateOct 1, 2025
Property Address35 LOCUST DR, MASTIC BEACH, NY 11951-7105
Document Number0133110496
Book / Page13311 / 496
Instrument DateJun 16, 2025
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 CRESCENT ST, MASTIC, NY 11950-1801

Mortgage

Document Number0023686829
DateOct 1, 2025
Instrument23686/829
Lender
NameVALLEY NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Mortgage

Document Number0236860830
DateOct 1, 2025
Book Page23686/830
Lender
NameVALLEY NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJul 6, 2021
Property Address35 LOCUST DR, MASTIC BEACH, NY 11951-7105
Document Number0131110377
Book / Page13111 / 377
Instrument DateJun 7, 2021
Transaction TypeTransfer
Record UpdatedMar 8, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 W BROADWAY, LONG BEACH, NY 11561-4050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateAug 15, 2017
Property Address35 LOCUST DR, MASTIC BEACH, NY 11951-7105
Document Number0129250253
Book / Page012925 / 000253
Instrument DateJun 29, 2017
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyALL STATE ABSTRACT CORPORATION, ALL STATE ABSTRACT CORP.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address35 LOCUST DR MASTIC BEACH NY 119517105, MASTIC BEACH, NY 11951-7105

Mortgage

Document Number228440346
DateAug 15, 2017
Book Page022844/000346
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2047

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictWilliam Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,000 (-) Land $80 Building $920$208,334 (+12.5%) Land $15,094 Building $173,585
2024$4,318.00$1,000 (-) Land $80 Building $920$185,185 (+9,899.19%) Land $14,815 Building $170,370
2023$1,000 Land $80 Building $920$1,852 Land $148 Building $1,704

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 153 policies
Nearby Flood Policies153 in force
Nearby Flood Claims54 (1991–2024)
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 29 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Blizzard, Mar 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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