35 Lloyd Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 35 Lloyd Rd, Watertown, MA 02472

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,263 sqft · built 1910
Lot Size	0.091 acres (3,952 sqft)
Owner	Company Name on Record
Last Sale	$875,000 (May 2022)
Tax Bill	$12,481 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55010-16`

Property Details

APN / Parcel Number

Primary APN	`55010-16`
Alternative APNs	`WATE M:1138 B:0038 L:0007` `2073`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,263 sqft Living Area
Gross Area	5,016 sqft
Basement Area	1,129 sqft
Unfinished Basement	1,129 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Triplex
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,952 sqft (0.091 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2073
Street Address	35 LLOYD RD
City	WATERTOWN
State	MA
Zip	02472-3532
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	T
Legal Block	38
Legal Lot Number	7
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	5
Census Block	5008
Census Tract	370301

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	39 HANCOCK ST, BOSTON, MA 02114-4102
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) VILLAGE BANK
May 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage VILLAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Deed Book / Page	80148 / 502
Prior Transfer Date	May 18, 2022
Prior Transfer Doc	080148-502
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	35 LLOYD RD, WATERTOWN, MA 02472-3532
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080904-336
Date	Nov 2, 2022
Book Page	80904/336
Instrument	163269

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	May 19, 2022
Property Address	35 LLOYD RD, WATERTOWN, MA 02472-3532
Document Number	080148-502
Book / Page	80148 / 502
Instrument Date	May 18, 2022
Instrument	75218
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HANCOCK ST, BOSTON, MA 02114-4102

Mortgage

Document Number	0000075219
Date	May 19, 2022
Instrument	75219

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$12,481.00 (+8.92%)	$1,023,000 (+4.27%) Land $508,700 Building $514,300
2025	$11,459.00 (+2.53%)	$981,100 (+2.71%) Land $508,700 Building $472,400
2024	$11,176.00 (-5.42%)	$955,200 (+9.78%) Land $509,600 Building $445,600
2023	$11,816.00	$870,100 Land $487,500 Building $382,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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