35 Lk Scene Sub Rd, Nancy, KY 42544 Property Records

Wayne County property record for 35 Lk Scene Sub Rd, Nancy, KY 42544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 2006
Lot Size	1.66 acres (72,389 sqft)
Owner	2 Individual Names on Record
Tax Bill	$584 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NNN-001.00ETC`

Property Details

APN / Parcel Number

Primary APN	`NNN-001.00ETC`
Alternative APNs	`20791` `48556`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,816 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	72,389 sqft (1.66 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	720 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48556
Street Address	35 LAKE SCENE SUB RD
City	NANCY
State	KY
Zip	42544-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESCENE S D
Legal Subdivision	LAKESCENE
Legal Lot Number	1-4
Jurisdiction	WAYNE KY
Township / Civil Division	MILL SPRINGS
Census Block Group	3
Census Block	3003
Census Tract	920102

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 LAKE SCENE SUBDIVISION RD, NANCY, KY 42544
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 22, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 18, 2025
Transfer Doc	000418/377
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	35 LAKE SCENE SUB RD, NANCY, KY 42544-5400
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	450/419
Date	Sep 7, 2021
Book Page	450/419
Instrument	150412

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	35 LAKE SCENE SUB RD, NANCY, KY 42544-5400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	417/028
Date	Aug 22, 2018
Book Page	417/028

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	35 LAKE SCENE SUB RD, NANCY, KY 42544-5400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	431/622
Date	Feb 28, 2020
Book Page	431/622
Instrument	144137

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,600 (-) Land $12,000 Building $101,600	$113,600 (-) Land $12,000 Building $101,600
2025	$584.00 (-10.29%) Disabled Person's exemption	$113,600 (-)	$113,600 (-)
2023	$651.00 Disabled Person's exemption	$113,600	$113,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20
Broadlinc Fixed Wireless	50 / 5

May also be available: AT&T.

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