35 Laurel Ln, Otto, NC 28763 Property Records

Macon County property record for 35 Laurel Ln, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 947 sqft · built 1987
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on File
Tax Bill	$778 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6570789357`

Property Details

APN / Parcel Number

Primary APN	`6570789357`
Alternative APNs	`0712431` `150276`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	947 sqft Heated Area
1st Floor Area	672 sqft
Upper Floors Area	275 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,813 sqft (1.97 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	150276
Street Address	35 LAUREL LN
City	OTTO
State	NC
Zip	28763-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 13 & 19 COMBINED HERITAGE MTN EST
Legal Subdivision	HERITAGE MOUNTAIN ESTATES
Legal Lot Number	12-13
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4004
Census Tract	970700

Owner

35 Laurel Ln is owned and occupied by an individual.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	35 LAUREL LN, OTTO, NC 28763-9248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	35 LAUREL LN, OTTO, NC 28763-9248
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 LAUREL LN, OTTO, NC 28763-9248

Mortgage

Document Number	00A44/1582
Date	Oct 31, 2025
Book Page	A-44/1582
Instrument	2025006691

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 5, 2021
Property Address	35 LAUREL LN, OTTO, NC 28763-9248
Document Number	D41/872
Book / Page	D-41 / 872
Instrument Date	Jul 28, 2021
Instrument	2021007477
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 LAUREL LN, OTTO, NC 28763-9248

Mortgage

Document Number	2021007478
Date	Aug 5, 2021
Instrument	2021007478

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 35 Laurel Ln was $778.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$778.00	$194,350 Land $50,690 Building $143,660	$194,350 Land $50,690 Building $143,660
2025	$778.00
2023	$767.00	$194,450 Land $50,690 Building $143,760	$194,450 Land $50,690 Building $143,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2009–2015)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Laurel Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

No cell data coverage reported

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