35 Lafayette St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 35 Lafayette St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1914
Lot Size	0.046 acres (1,984 sqft)
Owner	2 Individual Names on File
Tax Bill	$802 (2025)
Flood Zone	Zone X (reduced by levee)
APN	`8913-23-427-010`

Property Details

APN / Parcel Number

Primary APN	`8913-23-427-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,984 sqft (0.046 acres)
Lot Dimensions	62 ft deep x 32 ft wide
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	35 LAFAYETTE ST
City	WATERLOO
State	IA
Zip	50703-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULDOONS SUBDIVISION LOT 3
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	MULDOONS SUBDIVISION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1029
Census Tract	100

Owner

Source: Black Hawk County assessment roll, APN 8913-23-427-010, as of October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 LAFAYETTE ST, WATERLOO, IA 50703-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll as of October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$802.00	$53,670 (+45.17%) Land $3,580 Building $50,090	$53,670 (+45.17%) Land $3,580 Building $50,090
2024	$802.00 (+16.91%)
2023		$36,970 (+18.27%) Land $3,580 Building $33,390	$36,970 (+18.27%) Land $3,580 Building $33,390
2022	$686.00	$31,260 Land $3,580 Building $27,680
2021			$31,260 Land $3,580 Building $27,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1993–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 220 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.