35 Joyce St, Safety Harbor, FL 34695 Property Records

Pinellas County property record for 35 Joyce St, Safety Harbor, FL 34695

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,049 sqft · built 1963
Lot Size0.128 acres (5,576 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jun 2018)
Tax Bill$2,431 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-762-2029-2

Property Details

APN / Parcel Number

Primary APNC62-000-762-2029-2
Alternative APNs
  • 34-28-16-58212-002-0290
  • 281634582120020290
  • 162834582120020290
  • R374367

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,049 sqft Living Area
Gross Area1,474 sqft
1st Floor Area1,049 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1978
Architectural StyleH-Shape
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,576 sqft (0.128 acres)
Lot Dimensions113 ft deep x 50 ft wide
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR374367
Street Address35 JOYCE ST
CitySAFETY HARBOR
StateFL
Zip34695-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIRA MAR TERRACE BLK 2, LOT 29
Legal Range16E
Legal Township28S
Legal Section34
Legal SubdivisionMIRA MAR TERRACE
Legal Tract58212
Legal Block2
Legal Lot Number29
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3014
Census Tract26817

Owner

35 Joyce St is owned and occupied by two individuals who bought it in June 2018.

Source: Pinellas County records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address35 JOYCE ST, SAFETY HARBOR, FL 34695-2219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
ACHIEVA CREDIT UNION
Jun 21, 2018Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2018 · Amount on File
Deed SaleJun 21, 2018 · Amount on File
Prior SaleDec 26, 2006 · Amount on File
Deed Document Number2018196571
Deed Book / Page20098 / 336
Prior Transfer DateNov 30, 2006
Prior Transfer Doc0155180015
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateJun 11, 2026
Property Address35 JOYCE ST, SAFETY HARBOR, FL 34695-2219
Document Number0000157554
Book / Page23590 / 1038
Instrument DateJun 5, 2026
Instrument2026157554
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 JOYCE ST, SAFETY HARBOR, FL 34695-2219
InvestorPossibly a Property Investor

Mortgage

Document Number0000157554,
DateJun 11, 2026
Book Page23590/1038
Instrument2026157554
Lender
NameACHIEVA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 21, 2018
Property Address35 JOYCE ST, SAFETY HARBOR, FL 34695-2219
Document Number0200980336
Book / Page020098 / 000336
Instrument DateJun 13, 2018
Instrument196571
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyEQUITY NATIONAL TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address35 JOYCE ST SAFETY HARBOR FL 346952219, SAFETY HARBOR, FL 34695-2219

Mortgage

Document Number200980338
DateJun 21, 2018
Book Page020098/000338
Instrument196572
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 35 Joyce St was $2,431 with a homeowner's exemption, up 5.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySafety Harbor City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,431.00 (+5.37%) Homeowner's exemption$177,282$319,649 Land $146,288 Building $173,361
2024$2,307.00 (+0.87%)
2023$2,287.00 (+2.51%) Homeowner's exemption$167,268 (+3%)$261,943 (+26.5%) Land $193,240 Building $68,703
2022$2,231.00 Homeowner's exemption$162,396$207,064 Land $154,699 Building $52,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Joyce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims2 (1979–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Joyce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAFETY HARBOR WATER DEPT
serves 16,473 people · EPA ID FL6521576
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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