35 James Ct, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 35 James Ct, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,853 sqft · built 1964
Lot Size	0.598 acres (26,085 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-20-247.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-20-247.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,853 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,085 sqft (0.598 acres)
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35 JAMES CT
City	COLD SPRING
State	KY
Zip	41076-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 MACERAMA SUB
Legal Subdivision	MACERAMA SUB
Legal Lot Number	30
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4016
Census Tract	52900

Owner

Source: Campbell County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 JAMES CT, COLD SPRING, KY 41076-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Apr 29, 2021	Intrafamily Transfer, Transfer
Apr 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 15, 2011
Transfer Doc	0001900294
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Recording Date	Jun 3, 2026
Property Address	35 JAMES CT, COLD SPRING, KY 41076-1720
Document Number	0006070260
Book / Page	2498 / 454
Instrument Date	Apr 11, 2026
Instrument	20266070260
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLYTHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JAMES CT, COLD SPRING, KY 41076-1720
Investor	Possibly a Property Investor

Mortgage

Document Number	0006070260,
Date	Jun 3, 2026
Book Page	2498/454
Instrument	20266070260

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Apr 29, 2021
Property Address	35 JAMES CT, COLD SPRING, KY 41076-1720
Document Number	0005131114
Book / Page	D824 / 298
Map Reference	MB 10 PG 27-F
Instrument Date	Apr 13, 2021
Instrument	5131114
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JAMES CT, COLD SPRING, KY 41076-1720

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Apr 29, 2021
Property Address	35 JAMES CT, COLD SPRING, KY 41076-1720
Document Number	0005131115
Book / Page	D824 / 302
Map Reference	MB 10 PG 27-F
Instrument Date	Apr 13, 2021
Instrument	5131115
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 JAMES CT, COLD SPRING, KY 41076-1720

Mortgage

Document Number	0005131116
Date	Apr 29, 2021
Instrument	5131116

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,448.00 (+1%)	$284,500 (-) Land $75,000 Building $209,500	$284,500 (-) Land $75,000 Building $209,500
2023	$3,414.00 (+55.68%)	$284,500 (+62.11%) Land $75,000 Building $209,500	$284,500 (+62.11%) Land $75,000 Building $209,500
2022	$2,193.00	$175,500 Land $24,300 Building $151,200	$175,500 Land $24,300 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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