Bergen County and Lodi Borough property record for 35 Howard St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,256 sqft · built 1949 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,309 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00250-0000-00049 |
| Primary APN | 31-00250-0000-00049 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,256 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 450800 |
|---|---|
| Street Address | 35 HOWARD ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Block | 250 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30202 |
35 Howard St is owned by a company that acquired it in June 1963 and is owner-occupied.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 35 HOWARD ST, LODI, NJ 07644-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 1963 |
| Deed Sale | Jun 17, 1963 |
| Deed Book / Page | 4505 / 148 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 35 Howard St was $12,309 with a widower's exemption, up 7.9% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,700 (-) Land $155,000 Building $192,700 | $347,700 (-) Land $155,000 Building $192,700 | |
| 2025 | $12,309.00 (+7.94%) Widower's exemption | $347,700 Land $155,000 Building $192,700 | $347,700 Land $155,000 Building $192,700 |
| 2024 | $11,404.00 | ||
| 2023 | $347,700 Land $155,000 Building $192,700 | $347,700 Land $155,000 Building $192,700 | |
| 2022 | $11,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Howard St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 22 (1999–2024) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 35 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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