35 Hidden Ridge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 35 Hidden Ridge Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,839 sqft · built 2001
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2018)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458216748606000`

Property Details

APN / Parcel Number

Primary APN	`458216748606000`
Alternative APN	`47864`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,839 sqft Heated Area
Upper Floors Area	815 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	82,764 sqft (1.9 acres)
Lot Dimensions	252 ft deep x 368 ft wide
Terrain	Mountain
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	376 sqft
Deck Area	900 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47864
Street Address	35 HIDDEN RIDGE LN
City	MURPHY
State	NC
Zip	28906-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 1 TR 537 TARHEEL NORTH 1515/1044
Legal Tract	537
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County records · APN 458216748606000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	35 HIDDEN RIDGE LN, MURPHY, NC 28906-8622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 07, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2018 · Amount on Record
Deed Sale	Jun 07, 2018 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	02721
Deed Book / Page	01588 / 0897
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	35 HIDDEN RIDGE LN, MURPHY, NC 28906-8622
Transaction Type	Mortgage
Record Updated	Apr 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 HIDDEN RIDGE LN, MURPHY, NC 28906-8622

Mortgage

Document Number	1676/443
Date	Mar 26, 2021
Book Page	1676/443
Instrument	2017

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	35 HIDDEN RIDGE LN, MURPHY, NC 28906-8622
Transaction Type	Mortgage
Record Updated	Apr 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1676/432
Date	Mar 26, 2021
Book Page	1676/432
Instrument	2016

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 07, 2018
Property Address	35 HIDDEN RIDGE LN, MURPHY, NC 28906-8622
Document Number	01588/0897
Book / Page	01588 / 0897
Instrument Date	May 22, 2018
Instrument	02721
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 HIDDEN RIDGE LN, 35, MURPHY, NC 28906-8622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 HIDDEN RIDGE LN, MURPHY, NC 28906-8622

Mortgage

Document Number	02722
Date	Jun 07, 2018
Instrument	02722

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,066.00	$279,440 (-)	$279,440 (-) Land $23,000 Building $256,440
2023		$279,440	$279,440 Land $23,000 Building $256,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
CND Acquisition Cable	500 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 39 locations within half a mile of this property.

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