35 Heartside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 35 Heartside Dr, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,368 sqft · built 1990
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2025)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-11-0005.0004`

Property Details

APN / Parcel Number

Primary APN	`02-11-0005.0004`
Alternative APNs	`02-02-11-0005.0004` `07176343`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	52,708 sqft (1.21 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	300 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07176343
Street Address	35 HEARTSIDE DR
City	FALLING WATERS
State	WV
Zip	25419-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.21 AC OUTSALE PLAT OF SURVEY AFFORDABLE HOMES
Legal Block	4
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2016
Census Tract	971101

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed, Transfer · Conventional Mortgage CNB BANK
Jul 15, 2024	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Aug 9, 2011	Deed, Transfer HOME SAVINGS OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Jul 15, 2024 · Amount on Record
Deed Document Number	20250024684
Deed Book / Page	1538 / 37
Record Updated	Sep 20, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Aug 29, 2025
Property Address	35 HEARTSIDE DR, FALLING WATERS, WV 25419-3577
Document Number	0001538/37
Book / Page	1538 / 37
Map Reference	DB 456 PG 334
Instrument Date	Aug 28, 2025
Instrument	20250024684
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	WV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	20250024685
Date	Aug 29, 2025
Instrument	20250024685

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	7%
Max Rate At Change	8.75%
Index	Other
Max Rate	12%

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY WV
Recording Date	Jul 15, 2024
Property Address	35 HEARTSIDE DR, FALLING WATERS, WV 25419-3577
Document Number	001486/517
Book / Page	1486 / 517
Map Reference	DB 456 PG 334
Instrument Date	Jul 11, 2024
Instrument	20240020901
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MB

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	20240020902
Date	Jul 15, 2024
Instrument	20240020902

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.85%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.85%
Max Rate At Change	8.85%
Index	1-Year CMT
Max Rate	10.8%

August 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Aug 9, 2011
Property Address	35 HEARTSIDE DR, FALLING WATERS, WV 25419-3577
Document Number	987/67
Book / Page	987 / 67
Instrument	20110034407
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$743.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 HEARTSIDE DR, FALLING WATERS, WV 25419-3577

Mortgage

Document Number	002574/181
Date	Aug 9, 2011
Book Page	2574/181
Instrument	20110034412

Lender

Name	HOME SAVINGS OF AMERICA
Type	Bank
Address	6363 GREENWICH DR STE 100, SAN DIEGO, CA 92122

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,691.00 (-1.23%)	$139,140 (+2.66%) Land $39,060 Building $100,080	$231,900 (+2.66%) Land $65,100 Building $166,800
2023	$1,712.00	$135,540 Land $35,520 Building $100,020	$225,900 Land $59,200 Building $166,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	31 (1984–2018)
Claims Outside the SFHA	2 of 31
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 7 claims Flooding, Jan 1996 · 12 claims Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: T-Mobile.

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