35 Harvard St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 35 Harvard St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,766 sqft · built 1923
Lot Size	0.118 acres (5,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,500 (May 2012)
Tax Bill	$19,320 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04510-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`13-04510-0000-00007`
Alternative APN	`130451000007`

Interior

Stories	2 Stories
Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	5,150 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130451000007
Street Address	35 HARVARD ST
City	MONTCLAIR
State	NJ
Zip	07042-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X103 IRR
Legal Block	4510
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1004
Census Tract	16500

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 HARVARD ST, MONTCLAIR, NJ 07042-5027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Nov 18, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2012 · Amount on Record
Deed Sale	May 10, 2012 · Amount on Record
Prior Sale	Apr 15, 2003
Deed Document Number	201239899
Deed Book / Page	12367 / 8631
Prior Transfer Date	Feb 5, 2003
Prior Transfer Doc	5960000329
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	35 HARVARD ST, MONTCLAIR, NJ 07042-5027
Transaction Type	Mortgage
Record Updated	Apr 5, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 HARVARD ST, MONTCLAIR, NJ 07042-5027

Mortgage

Document Number	0000015114
Date	Mar 9, 2023
Instrument	2023015114

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	35 HARVARD ST, MONTCLAIR, NJ 07042-5027
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021126498
Date	Oct 21, 2021
Instrument	2021126498

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	35 HARVARD ST, MONTCLAIR, NJ 07042-5027
Document Number	0000113355
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 HARVARD ST MONTCLAIR NJ 070425027, MONTCLAIR, NJ 07042-5027

Mortgage

Document Number	0000113355
Date	Dec 29, 2017
Instrument	113355

Lender

Name	PNC BK/NJ
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,500 (-) Land $325,800 Building $223,700	$549,500 (-) Land $325,800 Building $223,700
2025	$19,320.00 (+3.32%)	$549,500 (-) Land $325,800 Building $223,700	$549,500 (-) Land $325,800 Building $223,700
2024	$18,699.00 (+3.5%)
2023		$549,500 Land $325,800 Building $223,700	$549,500 Land $325,800 Building $223,700
2022	$18,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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