35 Harding Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 35 Harding Ave, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details3,091 sqft · built 1990
Lot Size0.459 acres (19,998 sqft)
OwnerIndividual Name on File
Tax Bill$18,329 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-00556-0000-00030

Property Details

APN / Parcel Number

Primary APN05-00556-0000-00030
Alternative APNs
  • 050055600030
  • 00016095

Interior

Building Area3,091 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide

Location & Zoning

Account Number00016095
Street Address35 HARDING AVE
CityEDISON
StateNJ
Zip08820-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description100X200
Legal Block556
Legal Lot Number30
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group1
Census Block1001
Census Tract1415

Owner

Source: Middlesex County and Edison Township records · APN 05-00556-0000-00030

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address35 HARDING AVE, EDISON, NJ 08820-2527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BANK
Sep 24, 2020Deed of Trust, Mortgage · Line of Credit
NORTHFIELD BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address35 HARDING AVE, EDISON, NJ 08820-2527
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097761
DateOct 08, 2020
Book Page18068/432
Instrument2020097761
Lender
NameMAGNOLIA BANK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address35 HARDING AVE, EDISON, NJ 08820-2527
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 PARK AVE, VALHALLA, NY 10595-1425

Mortgage

Document Number0000091381
DateSep 24, 2020
Book Page18046/332
Instrument2020091381
Lender
NameNORTHFIELD BANK
TypeBank
AddressWOODBRIDGE, NJ 07095
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 01, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Middlesex County and Edison Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$308,000 (-) Land $100,000 Building $208,000$308,000 (-) Land $100,000 Building $208,000
2025$18,329.00 (-0.03%)$308,000 (-) Land $100,000 Building $208,000$308,000 (-) Land $100,000 Building $208,000
2024$18,335.00 (+0.51%)
2023$308,000 Land $100,000 Building $208,000$308,000 Land $100,000 Building $208,000
2022$18,242.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 273 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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