Westchester County and Rye City property record for 35 Grapal St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,665 sqft · built 1910 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Jun 2007) |
| Tax Bill | $17,114 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-11-2-46 |
| Primary APN | 551400 146-11-2-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 845 sqft |
| 2nd Floor Area | 820 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Hot Water |
|---|
| Street Address | 35 GRAPAL ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Subdivision | PALISADE PARK |
| Legal Block | 2 |
| Legal Lot Number | 46.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 7600 |
35 Grapal St is owned and occupied by two individuals who bought it in June 2007.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 GRAPAL ST, RYE, NY 10580-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Dec 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK NA |
| Jul 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jul 24, 2018 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Oct 5, 2017 | Loan Modification, Mortgage AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2007 · Amount on File |
| Deed Sale | Jun 25, 2007 · Amount on File |
| Deed Document Number | 2007471690004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 35 GRAPAL ST, RYE, NY 10580-3928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DE TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0603463787 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 603463787 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 35 GRAPAL ST, RYE, NY 10580-3928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DE TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0603533884 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 603533884 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 35 GRAPAL ST, RYE, NY 10580-3928 |
| Document Number | 0582253315 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 GRAPAL ST RYE NY 105803928, RYE, NY 10580-3928 |
| Document Number | 0582253315 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 058225/003315 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 35 GRAPAL ST, RYE, NY 10580-3928 |
| Document Number | 0582253316 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 GRAPAL ST RYE NY 105803928, RYE, NY 10580-3928 |
| Document Number | 0582253316 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 058225/003316 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 35 GRAPAL ST, RYE, NY 10580-3928 |
| Document Number | 0573483062 |
| Book / Page | 057348 / 003062 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 35 GRAPAL ST RYE NY 105803928, RYE, NY 10580-3928 |
The 2026 property tax bill for 35 Grapal St was $17,114, down 2.6% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,114.00 (-2.6%) | ||
| 2025 | $17,570.00 | $13,500 (-) Land $3,200 Building $10,300 | $1,144,067 (+6.78%) Land $271,186 Building $872,881 |
| 2024 | $13,500 (-) Land $3,200 Building $10,300 | $1,071,428 (+2.38%) Land $253,968 Building $817,460 | |
| 2023 | $13,500 Land $3,200 Building $10,300 | $1,046,512 Land $248,062 Building $798,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 35 Grapal St in Zone X, an area of minimal flood risk, though there have been 143 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 143 (1979–2023) |
| Claims Outside the SFHA | 39 of 143 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Grapal St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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