Hampden County and Chicopee City property record for 35 Gerard Ln, Chicopee, MA 01020
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,440 sqft · built 2007 |
| Owner | Individual Name on File |
| Last Sale | $288,000 (Apr 2022) |
| Tax Bill | $4,199 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 371-10009 |
| Primary APN | 371-10009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 600 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 371-10009 |
|---|---|
| Street Address | 35 GERARD LN |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-2995 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 222 |
| Legal Subdivision | PLEASANT HAVEN CONDOS |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 810601 |
Source: Hampden County and Chicopee City records · APN 371-10009
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 GERARD LN, CHICOPEE, MA 01020-2995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU |
| Sep 03, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Jun 19, 2012 · Amount on Record |
| Deed Book / Page | 24517 / 52 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Apr 26, 2022 |
| Property Address | 35 GERARD LN, CHICOPEE, MA 01020-2995 |
| Document Number | 0024517-52 |
| Book / Page | 24517 / 52 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 25149 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 COLUMBA ST APT 5D, 5D, CHICOPEE, MA 01020-1461 |
| Document Number | 0000025150 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 25150 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Type Change Date | May 01, 2032 |
| Max Rate At Change | 2.88% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 35 GERARD LN, CHICOPEE, MA 01020-2995 |
| Document Number | 22873-272 |
| Instrument Date | Sep 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 35 GERARD LN #35 CHICOPEE MA 010202995, 35, CHICOPEE, MA 01020-2995 |
| Document Number | 22873-272 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 022873/000272 |
| Instrument | 55759 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,199.00 (+6.9%) | $277,000 (+4.1%) Building $277,000 | $325,280 |
| 2024 | $3,928.00 (+6.13%) | $266,100 (+8.92%) Building $266,100 | |
| 2023 | $3,701.00 | $244,300 Building $244,300 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 344 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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