35 George Luce Rd, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 35 George Luce Rd, Waldoboro, ME 04572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,162 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$308,600 (Nov 2016)
Tax Bill	$7,800 (2025)
Deeds & Mortgages	Oct 2023 Refinance Nov 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WALB M:R7 L:47A`

Property Details

APN / Parcel Number

Primary APN	`WALB M:R7 L:47A`
Alternative APN	`3100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3100
Street Address	35 GEORGE LUCE RD
City	WALDOBORO
State	ME
Zip	04572-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	47A
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	2
Census Block	2006
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

35 George Luce Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Lincoln County and Waldoboro Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 GEORGE LUCE RD, WALDOBORO, ME 04572-6209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION
Nov 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Prior Sale	Sep 1, 2016
Deed Document Number	201622025
Deed Book / Page	5076 / 139
Transfer Doc	0050760139
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	35 GEORGE LUCE RD, WALDOBORO, ME 04572-6209
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060470017
Date	Oct 16, 2023
Book Page	6047/17
Instrument	100476

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	35 GEORGE LUCE RD, WALDOBORO, ME 04572-6209
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059490265
Date	Nov 2, 2022
Book Page	5949/265
Instrument	92438

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	35 GEORGE LUCE RD, WALDOBORO, ME 04572-6209
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055470156
Date	Jul 8, 2020
Book Page	5547/156
Instrument	62906

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	35 GEORGE LUCE RD, WALDOBORO, ME 04572-6209
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057520177
Date	Aug 3, 2021
Book Page	5752/177
Instrument	77614

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 35 George Luce Rd was $7,800, down 6% from the year before.

Source: Lincoln County and Waldoboro Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,800.00 (-6%)	$527,000 (+7.33%) Land $102,000 Building $425,000
2024	$8,298.00 (+8.33%)	$491,000 (-) Land $66,000 Building $425,000
2023	$7,660.00 (+11.43%)	$491,000 (-) Land $66,000 Building $425,000	$390,735
2022	$6,874.00	$491,000 Land $66,000 Building $425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 George Luce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 George Luce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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