35 Gardner St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 35 Gardner St, Arlington, MA 02474

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,760 sqft · built 1909
Lot Size	0.143 acres (6,247 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Aug 2015)
Tax Bill	$13,416 (2026)
Deeds & Mortgages	May 2021 Refinance Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22530`

Property Details

APN / Parcel Number

Primary APN	`22530`
Alternative APN	`ARLI M:033.0 B:0001 L:0013.A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,760 sqft Living Area
Gross Area	4,535 sqft
Basement Area	1,058 sqft
Unfinished Basement	1,058 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1959
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,247 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	22530
Street Address	35 GARDNER ST
City	ARLINGTON
State	MA
Zip	02474-3826
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	13.A
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1010
Census Tract	356300

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	35 GARDNER ST, ARLINGTON, MA 02474-3826
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Aug 2, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2015 · Amount on Record
Deed Sale	Aug 17, 2015 · Amount on Record
Prior Sale	Jul 26, 1989 · Amount on Record
Deed Book / Page	65924 / 251
Last Transfer Date	Jul 30, 2022
Transfer Doc	080527-198
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	35 GARDNER ST, ARLINGTON, MA 02474-3826
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077677-72
Date	May 3, 2021
Book Page	77677/72
Instrument	100173

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Aug 2, 2022
Property Address	35 GARDNER ST, ARLINGTON, MA 02474-3826
Document Number	080527-198
Book / Page	80527 / 198
Instrument Date	Jul 30, 2022
Instrument	118419
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 GARDNER ST, ARLINGTON, MA 02474-3826

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,416.00 (+2.35%)	$1,257,400 (+3.31%) Land $504,100 Building $753,300	$1,235,010
2025	$13,108.00 (+9.5%)	$1,217,100 (+7.67%) Land $485,900 Building $731,200
2024	$11,971.00 (-3.08%)	$1,130,400 (+2.6%) Land $461,600 Building $668,800
2023	$12,351.00	$1,101,800 Land $413,000 Building $688,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Nearby Flood Policies	145 units insured incl. 118 condo units
Nearby Flood Claims	25 (1982–2010)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Flooding, May 2006 · 8 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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