35 Fulton St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 35 Fulton St, Lowell, MA 01850

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 6 ba · 5,250 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$865,000 (Jan 2023)
Tax Bill	$9,543 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`L14535`

Property Details

APN / Parcel Number

Primary APN	`L14535`
Alternative APNs	`LOWE M:175 B:2500 L:35` `M:000175 T:L14535`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	18 Rooms
Units	6 Units
Stories	3 Stories
Building Area	5,250 sqft Living Area
Gross Area	7,525 sqft
1st Floor Area	1,750 sqft
Basement Area	1,750 sqft
Unfinished Basement	1,750 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	L14535
Street Address	35 FULTON ST
City	LOWELL
State	MA
Zip	01850-2379
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TMF
Legal Block	2500
Legal Lot Number	35
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1004
Census Tract	310400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	38 WASHINGTON ST, B, HAVERHILL, MA 01832-5524
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage MIDDLESEX FSLA
Jan 11, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Book / Page	37623 / 138
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	35 FULTON ST, LOWELL, MA 01850-2379
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038875-77
Date	Nov 4, 2024
Book Page	38875/77
Instrument	34744

Lender

Name	MIDDLESEX FSLA
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 11, 2023
Property Address	35 FULTON ST, LOWELL, MA 01850-2379
Document Number	037623-138
Book / Page	37623 / 138
Instrument Date	Jan 11, 2023
Instrument	906
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 PAWTUCKET ST, LOWELL, MA 01854-3470

Mortgage

Document Number	0000000908
Date	Jan 11, 2023
Instrument	908

Lender

Name	MIDDLESEX FSLA
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,543.00 (+14.77%)	$840,800 (+16.08%) Land $119,300 Building $721,500
2025	$8,315.00 (+1.51%)	$724,300 (+5.32%) Land $111,500 Building $612,800
2024	$8,191.00 (-2.3%)	$687,700 (+1.88%) Land $98,000 Building $589,700
2023	$8,384.00	$675,000 Land $85,300 Building $589,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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