35 Ferry St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 35 Ferry St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2025)
Tax Bill	$10,321 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2020 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`1533302002`

Property Details

APN / Parcel Number

Primary APN	`1533302002`
Alternative APNs	`122101` `60861`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Account Number	122101
Street Address	35 FERRY ST
City	PROPHETSTOWN
State	IL
Zip	61277-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 SURVEYORS PLAT BK 2 PAGE 161 SW SEC 33 TWP 20 RNG 5 15400X
Legal Range	05E
Legal Township	20N
Legal Section	33
Legal Lot Number	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1015
Census Tract	700

Owner

Source: Whiteside County records · APN 1533302002

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5700 HILLCREST LN, 1H, LISLE, IL 60532-2596
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage CENTRAL BANK ILLINOIS
Sep 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK ILLINOIS
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FARMERS NATIONAL BANK
Jul 31, 2018	Deed of Trust, Mortgage CENTRAL BK/IL
Nov 29, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	May 31, 2023 · Amount on Record
Deed Document Number	20253440
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	35 FERRY ST, PROPHETSTOWN, IL 61277-1034
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004619
Date	Aug 27, 2018
Instrument	2018-04619

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Amount	Amount Recorded
Term	53 Months
Due	Jan 01, 2023

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	35 FERRY ST, PROPHETSTOWN, IL 61277-1034
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005465
Date	Sep 01, 2020
Instrument	2020-05465

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 31, 2023
Property Address	35 FERRY ST, PROPHETSTOWN, IL 61277-1034
Document Number	0000002581
Instrument Date	May 30, 2023
Instrument	2023-02581
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 SUNSET DR, PROPHETSTOWN, IL 61277-9509

Mortgage

Document Number	0000002582
Date	May 31, 2023
Instrument	2023-02582

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	35 FERRY ST, PROPHETSTOWN, IL 61277-1034
Document Number	0000004346
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 FERRY ST PROPHETSTOWN IL 612771034, PROPHETSTOWN, IL 61277-1034

Mortgage

Document Number	0000004346
Date	Aug 10, 2018
Instrument	4346

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	FULTON, IL 61252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 29, 2017
Property Address	35 FERRY ST, PROPHETSTOWN, IL 61277-1034
Instrument Date	Nov 22, 2017
Instrument	7208
Transaction Type	Construction Loan
Record Updated	Dec 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 FERRY ST PROPHETSTOWN IL 612771034, PROPHETSTOWN, IL 61277-1034

Mortgage

Document Number	0000007208
Date	Nov 29, 2017
Instrument	7208

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	FULTON, IL 61252

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 28, 2018

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,321.00	$135,569 Land $5,086 Building $130,483
2024			$406,707 Land $15,258 Building $391,449

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), as of September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950007001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Communications Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: AMG Technology Investment Group.

Based on FCC filings for 183 locations within half a mile of this property.

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