Middlesex County and Lowell City property record for 35 Ferry Ln, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,900 (Jul 2017) |
| Tax Bill | $4,734 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Z00310 |
| Primary APN | Z00310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 700 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | Z00310 |
|---|---|
| Street Address | 35 FERRY LN |
| City | LOWELL |
| State | MA |
| Zip | 01850-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 2300 |
| Legal Lot Number | 35 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 310400 |
35 Ferry Ln is owned and occupied by two individuals who acquired it in March 2021.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 FERRY LN, LOWELL, MA 01850-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST |
| Mar 15, 2017 | Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 15, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance EVOLVE BANK & TRUST |
| Jul 31, 2017 | Quit Claim Deed, Transfer · Conventional with PMI EVOLVE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on File |
| Deed Sale | Jul 31, 2017 · Amount on File |
| Prior Sale | Jul 10, 2009 · Amount on File |
| Deed Book / Page | 31340 / 20 |
| Last Transfer Date | Mar 9, 2021 |
| Transfer Doc | 35470-18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 35 FERRY LN, LOWELL, MA 01850-1935 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0035470-21 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 35470/21 |
| Instrument | 15238 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 35 FERRY LN, LOWELL, MA 01850-1935 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 030972-284 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 30972/284 |
| Instrument | 10627 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 15, 2021 |
| Property Address | 35 FERRY LN, LOWELL, MA 01850-1935 |
| Document Number | 0035470-18 |
| Book / Page | 35470 / 18 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 15237 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 35 FERRY LN, LOWELL, MA 01850-1935 |
| Document Number | 0035470-21 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 35470/21 |
| Instrument | 15238 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 31, 2017 |
| Property Address | 35 FERRY LN, LOWELL, MA 01850-1935 |
| Document Number | 31340-20 |
| Book / Page | 031340 / 000020 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 33321 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,002.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 AMHERST ST LAWRENCE MA 018432061, LAWRENCE, MA 01843-2061 |
| Document Number | 31340-23 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 031340/000023 |
| Instrument | 33322 |
| Name | EVOLVE BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
The 2026 property tax bill for 35 Ferry Ln was $4,734, up 6.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,734.00 (+6.38%) | $417,100 (+7.61%) Land $139,200 Building $277,900 | $426,216 (-17.04%) |
| 2025 | $4,450.00 (+0.41%) | $387,600 (+4.17%) Land $130,100 Building $257,500 | $513,760 (+43.68%) |
| 2024 | $4,432.00 (+6.18%) | $372,100 (+10.71%) Land $129,300 Building $242,800 | $357,580 |
| 2023 | $4,174.00 | $336,100 Land $112,500 Building $223,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Ferry Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 35 Ferry Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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