Ulster County and Wawarsing Town property record for 35 Eugene St, Napanoch, NY 12458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,680 sqft · built 1900 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Sep 2019) |
| Tax Bill | $3,505 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 515689 83.6-5-51 |
| Primary APN | 515689 83.6-5-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 912 sqft |
| 2nd Floor Area | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 125 ft deep x 200 ft wide |
| Garage Type | Detached |
| Garage Area | 198 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 162 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 120860.000 |
|---|---|
| Street Address | 35 EUGENE ST |
| City | NAPANOCH |
| State | NY |
| Zip | 12458-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV15 |
| Legal Block | 5 |
| Legal Lot Number | 51.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | WAWARSING |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 954500 |
35 Eugene St is owned and occupied by two individuals who bought it in September 2019.
Source: Ulster County and Wawarsing Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 EUGENE ST, NAPANOCH, NY 12458-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Sep 3, 2019 | Grant Deed, Transfer · VA Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on File |
| Deed Sale | Sep 3, 2019 · Amount on File |
| Deed Document Number | 201911412 |
| Deed Book / Page | 6481 / 213 |
| Prior Transfer Date | Aug 20, 2019 |
| Prior Transfer Doc | 0000011412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 35 EUGENE ST, NAPANOCH, NY 12458-2806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004559 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 11776/90 |
| Instrument | 2019-4559 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Sep 3, 2019 |
| Property Address | 35 EUGENE ST, NAPANOCH, NY 12458-2806 |
| Document Number | 0000011412 |
| Book / Page | 006481 / 000213 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 11412 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | QUAKER ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35 EUGENE ST NAPANOCH NY 124582806, NAPANOCH, NY 12458-2806 |
| Document Number | 11413 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 011870/000130 |
| Instrument | 11413 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2049 |
The 2025 property tax bill for 35 Eugene St was $3,505 with exemptions applied.
Source: Ulster County and Wawarsing Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Wawarsing Town |
| Unified School District | Ellenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,505.00 | $131,900 Land $23,900 Building $108,000 | $219,833 Land $39,833 Building $180,000 |
| 2023 | $131,900 (-) Land $23,900 Building $108,000 | $185,775 (+14.08%) Land $33,662 Building $152,113 | |
| 2022 | $131,900 Land $23,900 Building $108,000 | $162,840 Land $29,506 Building $133,334 | |
| 2021 | $3,199.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Eugene St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Eugene St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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