35 Espy Rd, Apt 5B, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 35 Espy Rd, Apt 5B, Caldwell, NJ 07006

Property Summary

Property Type	Exempt (Full or Partial)
Details	739 sqft · built 1964
Lot Size	0.024 acres (1,037 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (May 2026)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00036-01-00005-10`

Property Details

APN / Parcel Number

Primary APN	`03-00036-01-00005-10`
Alternative APNs	`03000360001000050010` `00000955`

Interior

Building Area	739 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Lot Area	1,037 sqft (0.024 acres)

Location & Zoning

Account Number	00000955
Street Address	35 ESPY RD, 5B
City	CALDWELL
State	NJ
Zip	07006-4835
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RD
Legal Description	CONDO DISABLED VETERAN
Legal Subdivision	ESPY ROAD CONDOS
Legal Block	36.1
Legal Lot Number	5.10
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1005
Census Tract	21701

Owner

35 Espy Rd, Apt 5B is owned by an individual who bought it in May 2026.

Source: Essex County and Caldwell Borough records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	35 ESPY RD, 5B, CALDWELL, NJ 07006-4835
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN LAND TITLE
May 14, 2021	Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Document Number	202630348
Prior Transfer Date	Apr 16, 2026
Prior Transfer Doc	0000030348
Record Updated	Oct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	May 6, 2026
Property Address	35 ESPY RD, 5B, CALDWELL, NJ 07006-4835
Document Number	0000030348
Instrument Date	Apr 16, 2026
Instrument	2026.30348
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,512.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 ESPY RD, 5B, CALDWELL, NJ 07006-4835

Mortgage

Document Number	0000030349,
Date	May 6, 2026
Instrument	2026.30349

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 14, 2021
Property Address	35 ESPY RD APT 5B, 5B, CALDWELL, NJ 07006-4835
Document Number	2021061551
Map Reference	MB 4870 PG 559
Instrument Date	Apr 30, 2021
Instrument	2021061551
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	RIDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 CEDARCLIFFE DR, 37, WAYNE, NJ 07470-4446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 ESPY RD # 35-5B, 35-5B, CALDWELL, NJ 07006-4835

Mortgage

Document Number	2021061553
Date	May 14, 2021
Instrument	2021061553

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 35 Espy Rd, Apt 5B was $5,072, up 2.4% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,400 (-) Land $90,000 Building $73,400	$163,400 (-) Land $90,000 Building $73,400
2025	$5,072.00 (+2.42%) Veteran's exemption	$163,400 Land $90,000 Building $73,400	$163,400 Land $90,000 Building $73,400
2024	$4,952.00
2023		$163,400 Land $90,000 Building $73,400	$163,400 Land $90,000 Building $73,400
2022	$4,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Espy Rd, Apt 5B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 35 Espy Rd, Apt 5B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Espy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures