35 Ellis Loop, Ripley, TN 38063 Property Records

Lauderdale County property record for 35 Ellis Loop, Ripley, TN 38063

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,595 sqft · built 1966
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2026)
Tax Bill	$616 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049058 05100`

Property Details

APN / Parcel Number

Primary APN	`049058 05100`
Alternative APN	`058 05100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,595 sqft Living Area
1st Floor Area	2,179 sqft
Basement Area	416 sqft
Finished Basement	416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	284 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	35 ELLIS LOOP
City	RIPLEY
State	TN
Zip	38063-6857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: F10
Legal Lot Number	1
Jurisdiction	LAUDERDALE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2007
Census Tract	50400

Owner

Source: Lauderdale County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 ELLIS LOOP, RIPLEY, TN 38063-6857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Jan 6, 2025 · Amount on Record
Deed Document Number	2026213989
Deed Book / Page	844 / 333
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Jun 23, 2026
Property Address	35 ELLIS LOOP, RIPLEY, TN 38063-6857
Document Number	0000213989
Book / Page	844 / 333
Instrument Date	Jun 18, 2026
Instrument	2026213989
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67,266.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 ELLIS LOOP, RIPLEY, TN 38063-6857

Mortgage

Document Number	0000213990,
Date	Jun 23, 2026
Instrument	2026213990

Lender

Name	PATRIOT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00 (+12.2%)	$24,275 (-0.72%) Land $2,000 Building $22,275
2023		$24,450 Land $2,175 Building $22,275
2021			$97,100 Land $8,000 Building $89,100
2018	$549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Forked Deer Connect Fiber	2,500 / 1,250
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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