35 Edwards Dr, Silver Bay, MN 55614 Property Records

Lake County property record for 35 Edwards Dr, Silver Bay, MN 55614

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,200 sqft · built 1954
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Feb 2017)
Tax Bill	$2,034 (2026)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
APN	`22-7460-14060`

Property Details

APN / Parcel Number

Primary APN	`22-7460-14060`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	121 ft deep x 84 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	24 sqft
Deck Area	256 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	35 EDWARDS DR
City	SILVER BAY
State	MN
Zip	55614-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 14
Legal Subdivision	SILVER BAY
Legal Block	14
Legal Lot Number	6
Jurisdiction	LAKE MN
Township / Civil Division	SILVER BAY
Census Block Group	3
Census Block	3020
Census Tract	370300

Owner

35 Edwards Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 EDWARDS DR, SILVER BAY, MN 55614-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on File
Deed Sale	Feb 1, 2017 · Amount on File
Prior Sale	Feb 28, 2008 · Amount on File
Deed Document Number	201743902
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Feb 1, 2017
Property Address	35 EDWARDS DR, SILVER BAY, MN 55614-1204
Document Number	T000043902
Instrument Date	Jan 27, 2017
Instrument	T000043902
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NORTH SHORE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2220 CONDOR PL, OWATONNA, MN 55060-1544

Mortgage

Document Number	T000043903
Date	Feb 1, 2017
Instrument	T000043903

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 35 Edwards Dr was $2,034 with a homeowner's exemption.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Silver Bay City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,034.00 Homeowner's exemption	$201,400 Land $18,800 Building $182,600	$201,400 Land $18,800 Building $182,600
2023		$200,500 Land $18,800 Building $181,700	$200,500 Land $18,800 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 35 Edwards Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Edwards Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Silver Bay serves 1,826 people · EPA ID MN1380003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50