35 Eden St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 35 Eden St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,482 sqft · built 1953
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$189,100 (Dec 2013)
Tax Bill	$4,774 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:27A-05050 B:90 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:27A-05050 B:90 L:0`
Alternative APNs	`LUDL M:27A B:5050 P:90` `2947`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
Gross Area	4,537 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2947
Street Address	35 EDEN ST
City	LUDLOW
State	MA
Zip	01056-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	5050
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1016
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 EDEN ST, LUDLOW, MA 01056-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Commercial Mortgage GREENFIELD SAVINGS BANK
Jul 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage LUSO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2013 · Amount on Record
Deed Sale	Dec 16, 2013 · Amount on Record
Prior Sale	Mar 2, 2005 · Amount on Record
Deed Document Number	20137
Deed Book / Page	20135 / 375
Transfer Doc	19745-575
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Recording Date	Apr 24, 2026
Property Address	35 EDEN ST, LUDLOW, MA 01056-3735
Document Number	026304-252
Book / Page	26304 / 252
Instrument Date	Apr 24, 2026
Instrument	202617843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 EDEN ST, LUDLOW, MA 01056-3735

Mortgage

Document Number	0000017843,
Date	Apr 24, 2026
Book Page	26304/252
Instrument	202617843

Lender

Name	GREENFIELD SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	35 EDEN ST, LUDLOW, MA 01056-3735
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22750-270
Date	Jul 12, 2019
Book Page	22750/270
Instrument	37906

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,774.00 (-2.81%)	$298,200 (+5.33%) Land $88,100 Building $210,100	$317,796 (-12.15%)
2025	$4,912.00 (+2.85%)	$283,100 (+7.23%) Land $80,000 Building $203,100	$361,760 (+1.06%)
2024	$4,776.00 (+6.65%)	$264,000 (+15.03%) Land $80,000 Building $184,000	$357,960
2023	$4,478.00	$229,500 Land $70,200 Building $159,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

Nearby Properties on Eden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures