35 E 3990 N, Provo, UT 84604 Property Records

Utah County property record for 35 E 3990 N, Provo, UT 84604

Property Summary

Property Type	Townhouse
Details	1 bd · 2.25 ba · 1,960 sqft · built 2017
Lot Size	0.089 acres (3,869 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,903 (2025)
Deeds & Mortgages	May 2024 Sale Oct 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-454-0022`

Property Details

APN / Parcel Number

Primary APN	`48-454-0022`

Interior

Bedrooms	1 Bed
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	5,040 sqft
1st Floor Area	1,960 sqft
Basement Area	2,537 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	3,869 sqft (0.089 acres)
Garage Type	Attached
Garage Area	543 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	35 E 3990 N
City	PROVO
State	UT
Zip	84604-6178
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 22, PLAT B, ORCHARD ESTATES 2ND AMD SUB AREA 0.089 AC.
Legal Subdivision	ORCHARD ESTATES 2ND AMD SUB
Legal Lot Number	22
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1013
Census Tract	1501

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	452 W 4150 N, PROVO, UT 84604-6208
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer NOT AVAILABLE, MASTERS TITLE INS AGENNCY
Oct 12, 2018	Warranty Deed, Transfer · Reverse Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024
Deed Sale	May 1, 2024
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	202428099
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 1, 2024
Property Address	35 E 3990 N, PROVO, UT 84604-6178
Document Number	0000028099
Instrument Date	May 1, 2024
Instrument	28099:2024
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	NOT AVAILABLE, MASTERS TITLE INS AGENNCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	452 W 4150 N, PROVO, UT 84604-6208

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 12, 2018
Property Address	35 E 3990 N, PROVO, UT 84604-6178
Document Number	0000098348
Instrument Date	Oct 12, 2018
Instrument	098348:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 E 3990 N, PROVO, UT 84604-6178

Mortgage

Document Number	0000098349
Date	Oct 12, 2018
Instrument	098349:2018

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR
Margin	2
Max Rate	7%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,470 (-39.79%)	$775,400 (+9.47%) Land $108,400 Building $667,000
2025	$3,903.00	$708,300 (+64.98%) Land $108,400 Building $599,900	$708,300 (-9.26%) Land $108,400 Building $599,900
2024	$3,903.00 (-11.78%)
2023	$4,424.00 (-7.2%)	$429,330	$780,600 Land $103,200 Building $677,400
2022	$4,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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