35 Dexter Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 35 Dexter Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,885 sqft · built 1984
Lot Size	0.346 acres (15,059 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2013)
Tax Bill	$9,905 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0H4 P:000006B`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0H4 P:000006B`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	2,586 sqft
Basement Area	1,152 sqft
Unfinished Basement	461 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,059 sqft (0.346 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	35 DEXTER RD
City	MELROSE
State	MA
Zip	02176-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3013
Census Tract	336300

Owner

35 Dexter Rd is owned and occupied by two individuals who bought it in November 2013.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 DEXTER RD, MELROSE, MA 02176-6501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2013 · Amount on File
Deed Sale	Nov 1, 2013 · Amount on File
Prior Sale	Nov 1, 2013 · Amount on File
Deed Book / Page	1444 / 106
Transfer Doc	001444-106
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	35 DEXTER RD, MELROSE, MA 02176-6501
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001894517
Date	Sep 23, 2021
Instrument	1894517

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	35 DEXTER RD, MELROSE, MA 02176-6501
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1894517
Date	Sep 23, 2021
Instrument	1894517

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	35 DEXTER RD, MELROSE, MA 02176-6501
Document Number	0001760914
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001760914
Date	May 23, 2017
Instrument	1760914

Lender

Name	CENTURY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 22, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 35 Dexter Rd was $9,905, up 11,979.3% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,905.00 (+11,979.27%)	$863,600 (+4.07%) Land $465,100 Building $398,500	$873,662 (+15.4%)
2025	$82.00 (-98.95%)	$829,800 (+5.24%) Land $465,100 Building $364,700	$757,055
2024	$7,830.00 (+2.19%)	$788,500 (+7.24%) Land $435,100 Building $353,400
2023	$7,662.00	$735,300 Land $405,100 Building $330,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Dexter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Dexter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	520 / 116

May also be available: T-Mobile.

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