Okaloosa County property record for 35 Derby Downs Cir, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,603 sqft · built 2014 |
| Lot Size | 0.201 acres (8,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $629,000 (Aug 2021) |
| Tax Bill | $5,929 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-054-9825-7 |
| Primary APN | C56-001-054-9825-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,603 sqft Heated Area |
| Gross Area | 3,224 sqft |
| 1st Floor Area | 2,377 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 8,775 sqft (0.201 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Finished |
| Garage Area | 537 sqft |
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 35 DERBY DOWNS CIR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-2749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STABLES AT ROCKY BAYOU LOT 18 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 10 |
| Legal Subdivision | STABLES AT ROCKY BAYOU |
| Legal Lot Number | 18 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20900 |
35 Derby Downs Cir is owned and occupied by an individual who bought it in August 2021.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PSC 3 BOX 5932, APO, AP 96266-0060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Aug 6, 2014 · Amount on File |
| Deed Document Number | 3480776 |
| Deed Book / Page | 3567 / 2592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 35 DERBY DOWNS CIR, NICEVILLE, FL 32578-2749 |
| Document Number | 0035672592 |
| Book / Page | 3567 / 2592 |
| Map Reference | MB 26 PG 54 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 3480776 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,403.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14610 BULL RUN RD # RD133, 14610, MIAMI LAKES, FL 33014-8011 |
| Name | Verified Name |
|---|---|
| Address | 35 DERBY DOWNS CIR, NICEVILLE, FL 32578-2749 |
| Document Number | 35672594 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 3567/2594 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 35 Derby Downs Cir was $5,929 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,929.00 Homeowner's exemption | $472,588 | $547,057 Land $93,028 Building $454,029 |
| 2023 | $5,414.00 (+4.74%) Homeowner's exemption | $445,892 (+3%) | $570,080 (+3.22%) Land $90,300 Building $479,780 |
| 2022 | $5,169.00 Homeowner's exemption | $432,905 | $552,320 Land $86,000 Building $466,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Derby Downs Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 2 (1995–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Derby Downs Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile.
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