35 Davis St, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 35 Davis St, Mount Vernon, KY 40456

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 716 sqft
Lot Size0.207 acres (9,031 sqft)
Owner2 Individual Names on Record
Tax Bill$557 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN034E-12-005

Property Details

APN / Parcel Number

Primary APN034E-12-005
Alternative APNs
  • 1137401
  • 398901

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area716 sqft Living Area
Family RoomFamily Room

Exterior

Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,031 sqft (0.207 acres)
DrivewayGravel Driveway
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Water SourceCommercial

Location & Zoning

Account Number398901
Street Address35 DAVIS ST
CityMOUNT VERNON
StateKY
Zip40456-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
Legal SubdivisionCLAUDE TUTLLE PROJECT 2
JurisdictionROCKCASTLE KY
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2017
Census Tract950202

Owner

Source: Rockcastle County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35 DAVIS ST, MOUNT VERNON, KY 40456-2059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 7, 2017Deed, Transfer · Commercial Mortgage
KENTUCKY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2022
Deed SaleMar 23, 2022
Prior SaleSep 7, 2017 · Amount on Record
Deed Book / Page282 / 515
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateMay 26, 2022
Property Address35 DAVIS ST, MOUNT VERNON, KY 40456-2059
Document Number000283/397
Book / Page283 / 397
Map ReferenceSL 581
Instrument DateMay 16, 2022
Instrument371132
Transaction TypeTransfer
Record UpdatedJan 24, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$68.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address735 COLLEGE HILL RD, WACO, KY 40385-9732

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address35 DAVIS ST, MOUNT VERNON, KY 40456-2059

Mortgage

Document Number0000371133
DateMay 26, 2022
Instrument371133
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateSep 7, 2017
Property Address35 DAVIS ST, MOUNT VERNON, KY 40456-2059
Document NumberDEED261/562
Book / PageDEED 261 / 562
Map ReferenceCAB 581 MB 4 PG 356
Instrument DateAug 30, 2017
Instrument144806
Transaction TypeTransfer
Record UpdatedJan 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 ROSE ST, BEREA, KY 40403-1135

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 SALTER RD, BEREA, KY 40403-9761

Mortgage

Document Number0000144807
DateSep 7, 2017
Instrument144807
Lender
NameKENTUCKY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueAug 30, 2042

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
MunicipalityMount Vernon City
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$557.00 (-1.76%)$68,500 (-)$68,500 (-)
2023$567.00$68,500$68,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT VERNON WATER WORKS
serves 4,951 people · EPA ID KY1020299
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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