35 Curtis Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 35 Curtis Rd, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1949
Lot Size	0.28 acres (12,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2014)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00000127`

Property Details

APN / Parcel Number

Primary APN	`32-00000127`
Alternative APN	`NATI M:00000032 P:00000127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	12,214 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	32-00000127
Street Address	35 CURTIS RD
City	NATICK
State	MA
Zip	01760-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1003
Census Tract	382602

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 CURTIS RD, NATICK, MA 01760-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 19, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2014 · Amount on Record
Deed Sale	Aug 15, 2014 · Amount on Record
Prior Sale	Jul 23, 1996 · Amount on Record
Deed Book / Page	64086 / 74
Transfer Doc	63894-305
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Recording Date	Jul 9, 2026
Property Address	35 CURTIS RD, NATICK, MA 01760-3205
Document Number	0000084584
Book / Page	85856 / 108
Instrument Date	Jun 27, 2026
Instrument	202684584
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CURTIS RD, NATICK, MA 01760-3205

Mortgage

Document Number	0000084584,
Date	Jul 9, 2026
Book Page	85856/108
Instrument	202684584

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	35 CURTIS RD, NATICK, MA 01760-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72032-95
Date	Dec 19, 2018
Book Page	72032/95
Instrument	192840

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	35 CURTIS RD, NATICK, MA 01760-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74642-338
Date	May 11, 2020
Book Page	74642/338
Instrument	70254

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,973.00 (+3.21%)	$583,000 (+5.79%) Land $429,700 Building $153,300	$612,750
2024	$6,756.00 (+1.03%)	$551,100 (+4.18%) Land $404,400 Building $146,700
2023	$6,687.00	$529,000 Land $388,800 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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