35 Cromwell Cir, Cameron, NC 28326 Property Records

Harnett County property record for 35 Cromwell Cir, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,240 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Jul 2026)
Tax Bill	$2,941 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500045190`

Property Details

APN / Parcel Number

Primary APN	`1500045190`
Alternative APN	`09956513 0282 06`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,240 sqft Heated Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	731 sqft
Porch	Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500045190
Street Address	35 CROMWELL CIR
City	CAMERON
State	NC
Zip	28326-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#417 THE GATE@LEXINGTON PH A P3 0.24A M#2012-14
Legal Subdivision	LEXINGTON PLANTATION
Legal Phase	A
Legal Lot Number	417
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2005
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 CROMWELL CIR, CAMERON, NC 28326-5528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 15, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	202613891
Deed Book / Page	4352 / 1055
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	0000009458
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 8, 2026
Property Address	35 CROMWELL CIR, CAMERON, NC 28326-5528
Document Number	0000013891
Book / Page	4352 / 1055
Instrument Date	Jun 12, 2026
Instrument	202613891
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$74,134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CROMWELL CIR, CAMERON, NC 28326-5528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013892,
Date	Jul 8, 2026
Instrument	202613892

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 15, 2021
Property Address	35 CROMWELL CIR, CAMERON, NC 28326-5528
Document Number	0000024393
Book / Page	4061 / 269
Map Reference	MB 2012 PG 14-17
Instrument Date	Sep 15, 2021
Instrument	2021024393
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 ANDOVER RD, 317, FAYETTEVILLE, NC 28311-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CROMWELL CIR, CAMERON, NC 28326-5528

Mortgage

Document Number	0000024394
Date	Oct 15, 2021
Instrument	2021024394

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 28, 2017
Property Address	35 CROMWELL CIR, CAMERON, NC 28326-5528
Document Number	0000009458
Book / Page	003518 / 000252
Instrument Date	Jun 27, 2017
Instrument	9458
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 ANDOVER RD FAYETTEVILLE NC 283112105, FAYETTEVILLE, NC 28311-2105

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,941.00 (+15.2%)	$380,915 (+9.73%)	$380,915 (+9.73%) Land $64,320 Building $316,595
2025	$2,553.00	$347,150 (-)	$347,150 (-) Land $37,440 Building $309,710
2023	$2,553.00	$347,150	$347,150 Land $37,440 Building $309,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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