35 Crestwood Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 35 Crestwood Dr, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,409 sqft · built 1965
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2017)
Tax Bill	$10,293 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 58.16-10-18`

Property Details

APN / Parcel Number

Primary APN	`422800 58.16-10-18`
Alternative APN	`280005801600100180000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,409 sqft Living Area
1st Floor Area	1,759 sqft
Upper Floors Area	273 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	141 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	35 CRESTWOOD DR
City	SCHENECTADY
State	NY
Zip	12306-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G2,BF,FP,SPLT,ADD COL CREST #1 - 86 7.-517-24
Legal Subdivision	COLONIAL CREST
Legal Block	10
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1027
Census Tract	33003

Owner

35 Crestwood Dr is owned and occupied by an individual who bought it in November 2017.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	35 CRESTWOOD DR, SCHENECTADY, NY 12306-3324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jan 9, 2018	Grant Deed, Transfer
Nov 27, 2017	Warranty Deed, Transfer · VA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2017 · Amount on File
Deed Sale	Nov 27, 2017 · Amount on File
Prior Sale	Jun 3, 1994 · Amount on File
Deed Document Number	201753438
Deed Book / Page	1976 / 34
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 5, 2026
Property Address	35 CRESTWOOD DR, SCHENECTADY, NY 12306-3324
Document Number	0000017466
Instrument Date	Jul 27, 2026
Instrument	202617466
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CRESTWOOD DR, SCHENECTADY, NY 12306-3324

Mortgage

Document Number	0000017466,
Date	Aug 5, 2026
Instrument	202617466

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 9, 2018
Property Address	35 CRESTWOOD DR, SCHENECTADY, NY 12306-3324
Document Number	0000001259
Book / Page	001979 / 000221
Instrument Date	Jan 5, 2018
Instrument	1259
Transaction Type	Transfer
Record Updated	Jan 18, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CRESTWOOD DR SCHENECTADY NY 123063324, SCHENECTADY, NY 12306-3324

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 27, 2017
Property Address	35 CRESTWOOD DR, SCHENECTADY, NY 12306-3324
Document Number	0000053438
Book / Page	1976 / 034
Instrument Date	Nov 21, 2017
Instrument	201753438
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 CRESTWOOD DR, 35, SCHENECTADY, NY 12306-3324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 TOWNSHIP RD, ALTAMONT, NY 12009-3426

Mortgage

Document Number	0000053443
Date	Nov 27, 2017
Book Page	4803/374
Instrument	201753443

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 35 Crestwood Dr was $10,293, up 1.6% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,293.00 (+1.62%)
2025	$10,129.00	$277,000 Land $19,500 Building $257,500	$426,200 Land $30,003 Building $396,197
2023		$277,000 Land $19,500 Building $257,500	$364,500 Land $25,660 Building $338,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Crestwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Crestwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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