35 Cottage St, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 35 Cottage St, Berkeley Heights, NJ 07922

Property Summary

Property TypeCare Home (Retirement, Nursing, Convalescent)
Details39,389 sqft · built 1983
Lot Size6.27 acres (273,470 sqft)
OwnerCompany Name on File
Tax Bill$165,170 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Jun 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN01-01301-0000-00013-09

Property Details

APN / Parcel Number

Primary APN01-01301-0000-00013-09
Alternative APNs
  • 01013010000000130009
  • 01013010000000139

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Construction TypeBrick
Lot Area273,470 sqft (6.27 acres)

Location & Zoning

Old Parcel Number01013010000000139
Street Address35 COTTAGE ST
CityBERKELEY HEIGHTS
StateNJ
Zip07922-1508
Property CategoryCommercial
Property TypeCommercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Local Zoning CodeLI
Legal SubdivisionWILLOWS/BERKELEY
Legal Block1301
Legal Lot Number13.9
JurisdictionUNION NJ
Township / Civil DivisionBERKELEY HEIGHTS
Census Block Group1
Census Block1001
Census Tract38201

Owner

35 Cottage St, a commercial property, is owned by a company.

Source: Union County and Berkeley Heights Township records, as of July 20, 2026

Owner of RecordCompany Name on File
Mailing Address4260 US HIGHWAY 9, 201, HOWELL, NJ 07731-3351
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2019Loan Modification, Mortgage
AMBOY BK
Jun 18, 2018Loan Modification, Mortgage
AMBOY BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionUNION NJ
Property Address35 COTTAGE ST, BERKELEY HEIGHTS, NJ 07922-1508
Document Number0145892060
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedSep 13, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4201 US HIGHWAY 9 HOWELL NJ 077313308, HOWELL, NJ 07731-3308

Mortgage

Document Number0145892060
DateAug 28, 2019
Book Page014589/002060
Instrument677643
Lender
NameAMBOY BK
TypeBank
Address3590 US HIGHWAY 9, OLD BRIDGE, NJ 08857-2765
Agreement
AmountAmount on Record

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionUNION NJ
Property Address35 COTTAGE ST, BERKELEY HEIGHTS, NJ 07922-1508
Document Number0144652042
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedAug 1, 2018
Title CompanyMADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address201 ROUTE 9 HOWELL NJ 07731, HOWELL, NJ 07731

Mortgage

Document Number0144652042
DateJul 11, 2018
Book Page014465/002042
Instrument659775
Lender
NameAMBOY BK
TypeBank
Address3590 US HIGHWAY 9, OLD BRIDGE, NJ 08857-2765
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 35 Cottage St was $165,170, down 46.1% from the year before.

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionBerkeley Heights Township
Unified School DistrictBerkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,753,000 (-) Land $1,255,600 Building $2,497,400$3,753,000 (-) Land $1,255,600 Building $2,497,400
2025$165,170.00 (-46.11%)$3,753,000 Land $1,255,600 Building $2,497,400$3,753,000 Land $1,255,600 Building $2,497,400
2024$306,521.00
2023$7,150,000 Land $1,255,600 Building $5,894,400$7,150,000 Land $1,255,600 Building $5,894,400
2022$300,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Cottage St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies50 units insured
incl. 40 condo units
Nearby Flood Claims17 (1978–2025)
Claims Outside the SFHA9 of 17
Most Recent ClaimJul 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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