35 Cottage Cir, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 35 Cottage Cir, Dedham, MA 02026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,933 sqft · built 2016
Lot Size	6.11 acres (266,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,080,000 (Jun 2017)
Tax Bill	$19,492 (2026)
Deeds & Mortgages	Oct 2020 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-3-1`

Property Details

APN / Parcel Number

Primary APN	`17-3-1`
Alternative APN	`DEDH M:0017 L:0003-1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,933 sqft Living Area
Gross Area	4,824 sqft
1st Floor Area	1,944 sqft
Basement Area	1,891 sqft
Unfinished Basement	1,891 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	266,311 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17-3-1
Street Address	35 COTTAGE CIR
City	DEDHAM
State	MA
Zip	02026-4603
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	3-1
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	3
Census Block	3015
Census Tract	402500

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 COTTAGE CIR, DEDHAM, MA 02026-4603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Condominium Deed, Transfer NOT AVAILABLE
Jun 9, 2017	Quit Claim Deed, Transfer · ARM BOSTON PRIVATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	201750727
Deed Book / Page	35178 / 432
Record Updated	Oct 29, 2026

October 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	DEDHAM MA
Recording Date	Oct 1, 2020
Property Address	35 COTTAGE CIR, DEDHAM, MA 02026-4603
Document Number	38423-389
Book / Page	038423 / 000389
Instrument Date	Oct 1, 2020
Instrument	105558
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	35 COTTAGE CIR DEDHAM MA 020264603, DEDHAM, MA 02026-4603

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Jun 9, 2017
Property Address	35 COTTAGE CIR, DEDHAM, MA 02026-4603
Document Number	35178-432
Book / Page	35178 / 432
Instrument	50727
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35178-434
Date	Jun 9, 2017
Book Page	35178/434
Instrument	50728

Lender

Name	BOSTON PRIVATE BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,492.00 (-4.86%)	$1,584,700 (-2.38%) Building $1,584,700	$1,639,929
2025	$20,487.00 (+4.96%)	$1,623,400 (+3.96%) Building $1,623,400
2024	$19,519.00 (+4.67%)	$1,561,500 (+7.51%) Building $1,561,500
2023	$18,649.00	$1,452,400 Building $1,452,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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