Bergen County and Upper Saddle River Borough property record for 35 Colonial Ter, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,966 sqft · built 1950 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Aug 2013) |
| Tax Bill | $14,227 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00503-0000-00007 |
| Primary APN | 63-00503-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,966 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 39,640 sqft (0.91 acres) |
| Account Number | 042700 |
|---|---|
| Street Address | 35 COLONIAL TER |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .910 AC |
| Legal Block | 503 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 COLONIAL TER, UPPER SADDLE RIVER, NJ 07458-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2013 · Amount on Record |
| Deed Sale | Aug 22, 2013 · Amount on Record |
| Prior Sale | Aug 6, 1999 · Amount on Record |
| Deed Document Number | 201391950 |
| Deed Book / Page | 1494 / 1758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 COLONIAL TER, UPPER SADDLE RIVER, NJ 07458-1404 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0042280575 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 4228/575 |
| Instrument | 2021100205 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 COLONIAL TER, UPPER SADDLE RIVER, NJ 07458-1404 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0042500634 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 4250/634 |
| Instrument | 2021106839 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 COLONIAL TER, UPPER SADDLE RIVER, NJ 07458-1404 |
| Document Number | 0028731237 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 COLONIAL TER UPPER SADDLE RIVER NJ 074581404, UPPER SADDLE RIVER, NJ 07458-1404 |
| Document Number | 0028731237 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 002873/001237 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,300 (-) Land $316,400 Building $232,900 | $549,300 (-) Land $316,400 Building $232,900 | |
| 2025 | $14,227.00 (+1.73%) | $549,300 (-) Land $316,400 Building $232,900 | $549,300 (-) Land $316,400 Building $232,900 |
| 2024 | $13,985.00 (+2.95%) | ||
| 2023 | $549,300 Land $316,400 Building $232,900 | $549,300 Land $316,400 Building $232,900 | |
| 2022 | $13,584.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures