35 Cochran St, Waynesville, NC 28786 Property Records

Haywood County property record for 35 Cochran St, Waynesville, NC 28786

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,064 sqft · built 1999
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Sep 2004)
Tax Bill$369 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8605-71-6758

Property Details

APN / Parcel Number

Primary APN8605-71-6758
Alternative APN
  • 36710

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,064 sqft Heated Area
Gross Area1,130 sqft
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile Home
Exterior MaterialAluminum Siding
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number36710
Street Address35 COCHRAN ST
CityWAYNESVILLE
StateNC
Zip28786-2230
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeHND
Legal Description35 COCHRAN ST
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group2
Census Block2007
Census Tract921201

Owner

35 Cochran St, a mobile home, is owned by an individual who bought it in September 2004.

Source: Haywood County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address59 PINE DR, WAYNESVILLE, NC 28786-4277
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2004 · Amount on File
Deed SaleSep 22, 2004 · Amount on File
Deed Book / Page609 / 1035
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address35 COCHRAN ST, WAYNESVILLE, NC 28786-2230
Document Number0009451800
Book / Page000945 / 001800
Instrument DateFeb 8, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address59 PINE DR WAYNESVILLE NC 287864277, WAYNESVILLE, NC 28786-4277

Mortgage

Document Number0009451800
DateFeb 8, 2018
Book Page000945/001800
Instrument1069
Lender
NameNANTAHALA BK
TypeBank
AddressFRANKLIN, NC 28734
Agreement
AmountAmount on Record
Term180 Months
DueFeb 7, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 35 Cochran St was $369.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityWaynesville Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,200 (-) Land $10,500 Building $27,700
2025$369.00$38,200 Land $10,500 Building $27,700$38,200 Land $10,500 Building $27,700
2023$38,200 Land $10,500 Building $27,700$38,200 Land $10,500 Building $27,700
2021$38,200 Land $10,500 Building $27,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 35 Cochran St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims29 (2015–2026)
Most Recent ClaimAug 2026 · other causes
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Cochran St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WAYNESVILLE
serves 19,758 people · EPA ID NC0144010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Cochran St

Nearby Streets

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