Walton County property record for 35 Cobia Ct, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,129 sqft · built 2002 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,181 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 24-2S-21-42311-000-0110 |
| Primary APN | 24-2S-21-42311-000-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,129 sqft Living Area |
| Gross Area | 4,199 sqft |
| 1st Floor Area | 2,129 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Hardboard |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 148 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 494 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 35 COBIA CT |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-7128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SHELTER COVE ESTATES UNREC 2ND INCREMENT DESC MORE IN OR 2323-730 OR 3334-1682 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | SHELTER COVE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950604 |
35 Cobia Ct is owned and occupied by an individual.
Source: Walton County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 COBIA CT, SANTA ROSA BEACH, FL 32459-7128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 35 Cobia Ct was $3,181, down 2% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,181.00 (-2.03%) | $352,133 Land $72,675 Building $279,458 | $352,133 Land $72,675 Building $279,458 |
| 2024 | $3,247.00 (+3.7%) | ||
| 2023 | $3,131.00 (+11.94%) | $359,017 (+18.94%) Land $72,675 Building $286,342 | $359,017 (+18.94%) Land $72,675 Building $286,342 |
| 2022 | $2,797.00 | $301,840 Land $47,763 Building $254,077 | $301,840 Land $47,763 Building $254,077 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Cobia Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 193 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 193 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Cobia Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Cox Communications, Wildstar Networks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures