35 Clark Cir, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 35 Clark Cir, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1962
Lot Size	0.177 acres (7,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Aug 2018)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:056 L:230 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:056 L:230 S:004`
Alternative APN	`LYNN M:056 B:230 L:004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	3,216 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,719 sqft (0.177 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	35 CLARK CIR
City	LYNN
State	MA
Zip	01905-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	230
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1007
Census Tract	205500

Owner

Source: Essex County and Lynn City records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 CLARK CIR, LYNN, MA 01905-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 31, 2018	Personal Representative Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	20181090
Deed Book / Page	36980 / 153
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Jul 2, 2026
Property Address	35 CLARK CIR, LYNN, MA 01905-1211
Document Number	0000000650
Book / Page	43484 / 393
Instrument Date	Jun 18, 2026
Instrument	2026650
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CLARK CIR, LYNN, MA 01905-1211

Mortgage

Document Number	0000000650,
Date	Jul 2, 2026
Book Page	43484/393
Instrument	2026650

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	35 CLARK CIR, LYNN, MA 01905-1211
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040762-474
Date	Mar 2, 2022
Book Page	40762/474
Instrument	20220302001000

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LYNN MA
Recording Date	Aug 31, 2018
Property Address	35 CLARK CIR, LYNN, MA 01905-1211
Document Number	36980-153
Book / Page	36980 / 153
Instrument	180831001090
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	369800155
Date	Aug 31, 2018
Instrument	36980/0155

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 31, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,787.00 (+4.5%)	$558,600 (+6.22%) Land $214,500 Building $344,100	$574,560
2024	$5,538.00 (-3.67%)	$525,900 (+2%) Land $204,200 Building $321,700
2023	$5,749.00	$515,600 Land $205,100 Building $310,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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