35 Circle Trce, Franklin, NC 28734 Property Records

Macon County property record for 35 Circle Trce, Franklin, NC 28734 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,576 sqft · built 2000
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Mar 2026)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6593484121`

Property Details

APN / Parcel Number

Primary APN	`6593484121`
Alternative APNs	`0138537` `143936` `155209`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,576 sqft Heated Area
1st Floor Area	1,344 sqft
Upper Floors Area	1,232 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	880 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	155209
Street Address	35 CIRCLE TRCE
City	FRANKLIN
State	NC
Zip	28734-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 DOWDLE TRACE
Legal Subdivision	DOWDLE TRACE
Legal Lot Number	28
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2011
Census Tract	970600

Owner

Source: Macon County records · APN 6593484121

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 04, 2012	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 09, 2010	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 31, 2026	Public Action, Foreclosure · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 16, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Dec 14, 2009 · Amount on Record
Deed Document Number	20261915
Deed Book / Page	44 / 2025
Prior Transfer Date	Jan 16, 2019
Prior Transfer Doc	00Z38/1930
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00S40/1796
Date	Mar 16, 2021
Book Page	S-40/1796
Instrument	2021002516

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00I35/0036
Date	Dec 04, 2012
Book Page	I-35/0036
Instrument	2012008389

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2043

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00B34/0317
Date	Dec 09, 2010
Book Page	B-34/0317
Instrument	2010008394

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2041

March 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MACON NC
Recording Date	Mar 31, 2026
Property Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717
Document Number	00H44/2025
Book / Page	H-44 / 2025
Instrument Date	Mar 19, 2026
Instrument	2026001915
Transaction Type	Foreclosure
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717

Mortgage

Document Number	2026001916
Date	Mar 31, 2026
Instrument	2026001916

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jun 16, 2023
Property Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717
Document Number	00O42/1478
Book / Page	O-42 / 1478
Instrument Date	Jun 13, 2023
Instrument	2023003610
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717

Mortgage

Document Number	00O42/1482
Date	Jun 16, 2023
Book Page	O-42/1482
Instrument	2023003611

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jan 16, 2019
Property Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717
Document Number	00Z38/1930
Book / Page	Z-38 / 1930
Instrument Date	Jan 16, 2019
Instrument	2019000280
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	35 CIRCLE TRCE, FRANKLIN, NC 28734-4717
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,490 (-) Land $49,960 Building $501,530	$551,490 (-) Land $49,960 Building $501,530
2025	$1,905.00 (+8.98%)	$551,490 (-0.02%) Land $49,960 Building $501,530	$551,490 (-0.02%) Land $49,960 Building $501,530
2023	$1,748.00 (+12.63%)	$551,590 (+59.52%) Land $49,960 Building $501,630	$551,590 (+59.52%) Land $49,960 Building $501,630
2022	$1,552.00	$345,790 Land $30,330 Building $315,460	$345,790 Land $30,330 Building $315,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004, river or lake flooding, Hurricane Ivan

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	About 1 in 787 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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