35 Chestnut St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 35 Chestnut St, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,930 sqft · built 1895
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Jul 2022)
Tax Bill$8,771 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2018 Sale & Mortgage
APN407403 64.059-9-41

Property Details

APN / Parcel Number

Primary APN407403 64.059-9-41
Alternative APN
  • 740306405900090410000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,930 sqft Living Area
1st Floor Area1,141 sqft
Upper Floors Area789 sqft
AtticAttic
Attic Area100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1955
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions165 ft deep x 66 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area545 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number407403 64.059-9-41
Street Address35 CHESTNUT ST
CityPOTSDAM
StateNY
Zip13676-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block9
Legal Lot Number41.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group3
Census Block3004
Census Tract490800

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35 CHESTNUT ST, POTSDAM, NY 13676-1801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 20, 2018Warranty Deed, Transfer · ARM
NORTH COUNTRY SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleJul 20, 2018 · Amount on Record
Deed Document Number202210301
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateJul 21, 2022
Property Address35 CHESTNUT ST, POTSDAM, NY 13676-1801
Document Number0000010301
Instrument DateJun 29, 2022
InstrumentR-2022-00010301
Transaction TypeTransfer
Record UpdatedFeb 27, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 CHESTNUT ST, POTSDAM, NY 13676-1801

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 SCHOOLHOUSE RD, CANTON, NY 13617-3314

Mortgage

Document Number0000010302
DateJul 21, 2022
InstrumentR-2022-00010302
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateJul 20, 2018
Property Address35 CHESTNUT ST, POTSDAM, NY 13676-1801
Document Number0000009099
Map ReferenceDOC2004-16167
Instrument DateMay 17, 2018
InstrumentR-2018-00009099
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$548.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 CHESTNUT ST, POTSDAM, NY 13676-1801

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address313 HALLADAY ST, JERSEY CITY, NJ 07304-3703

Mortgage

Document Number0000009100
DateJul 20, 2018
InstrumentR-2018-00009100
Lender
NameNORTH COUNTRY SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5%
Max Rate5%

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
MunicipalityPotsdam Village
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,771.00 (+38%) Disabled Person's exemption Veteran's exemption
2025$6,356.00$226,000 (+95.84%) Land $28,000 Building $198,000$226,000 (+44.92%) Land $28,000 Building $198,000
2023$115,400 Land $10,300 Building $105,100$155,946 Land $13,919 Building $142,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Remnants Of Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTSDAM VILLAGE
serves 8,312 people · EPA ID NY4404397
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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