Essex County and Saugus Town property record for 35 Central St, Saugus, MA 01906 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1942 |
| Square Footage | 2,275 sqft Living Area |
| Lot Size | 10,968 sqft (0.252 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,500 (1997) |
| Tax Bill | $6,372.00 (2025) |
| Primary APN | SAUG M:013-E B:0001 L:0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 4,102 sqft Gross Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Basement Area | 1,300 sqft Basement |
| Unfinished Basement | 1,300 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Other Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,968 sqft (0.252 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1810018 |
|---|---|
| Street Address | 35 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1209 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:013-E B:0001 L:0016
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 CENTRAL ST, SAUGUS, MA 01906-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 26, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 1997 · Amount on Record |
| Deed Sale | Apr 30, 1997 · Amount on Record |
| Deed Book / Page | 14082 / 149 |
| Last Transfer Date | Feb 07, 2025 |
| Transfer Doc | 042572-520 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 35 CENTRAL ST, SAUGUS, MA 01906-1209 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041843-148 |
|---|---|
| Date | Nov 03, 2023 |
| Book Page | 41843/148 |
| Instrument | 20231103002300 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 26, 2025 |
| Property Address | 35 CENTRAL ST, SAUGUS, MA 01906-1209 |
| Document Number | 043095-484 |
| Book / Page | 43095 / 484 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 20251126001860 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 CENTRAL ST, SAUGUS, MA 01906-1209 |
| Document Number | 20251126001870 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 20251126001870 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,372.00 (+6.18%) | $596,600 (+5.87%) Land $300,200 Building $296,400 | $869,725 |
| 2024 | $6,001.00 (+0.84%) | $563,500 (+6.62%) Land $272,900 Building $290,600 | |
| 2023 | $5,951.00 | $528,500 Land $245,600 Building $282,900 |
35 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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